Estate planning at SECU Maryland
How to protect 9 SECU Maryland accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-410-487-7328
Toll-Free1-800-879-7328
Emailask.secu@secumd.com
Mailing Address
SECU Maryland, P.O. Box 23896, Baltimore, MD 21298
Bank-by-Phone
Bank-by-Phone (Toll-Free)
SECU Financial Partners (Investments)
WebsiteLearn more→
Phone1-410-487-7328
Toll-Free1-800-879-7328
Emailask.secu@secumd.com
Mailing Address
SECU Maryland, P.O. Box 23896, Baltimore, MD 21298
Bank-by-Phone
Bank-by-Phone (Toll-Free)
SECU Financial Partners (Investments)
WebsiteLearn more→
Operations - Decedent Claims
Phone1-855-308-1237
Toll-Free1-855-308-1237
Mailing Address
Attn: Operations - Decedent Claims, PO Box 13025, Baltimore, MD 21203
WebsiteNotify online→
Verified Jul 2026
How your SECU Maryland accounts transfer at death depends on how each one is set up. As a membership-based credit union, SECU Maryland headquartered at 971 Corporate Blvd, Linthicum, MD 21090. Membership open to all Maryland residents through employment, family, community affiliation, or a one-time donation to the SECU MD Foundation. Over 1,900 eligibility pathways. 25 branch locations statewide including Financial Centers, Digital Centers, and a Virtual Financial Center. 50,000+ free ATMs nationwide. With 9 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary changes at SECU Maryland can be made in branch. Accounts can also be retitled into a trust to keep them out of probate entirely.
SECU Maryland has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 9 account types at SECU Maryland.
View details →When someone dies
Death claim process
7-step process, 5 required documents, and contact information for survivors.
View details →SECU Maryland is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Schedule an appointment at a SECU Financial Center. Bring your complete trust document or Certificate of Trust, government-issued photo ID for all trustees, and the trust EIN from the IRS. Complete a trust account application and SECU will retitle the accounts to trust ownership. For investment accounts through SECU Financial Partners, contact them separately.
SECU Financial Partners provides goals-based financial planning and investment management services to members at every stage of life. Services are powered by LPL Financial Advisors. The division offers personalized investment strategies, retirement planning, and wealth management. Visit secufinancial.org or contact a Financial Center to schedule a consultation. Securities offered through LPL Financial, member FINRA/SIPC.
Membership is open to all Maryland residents with over 1,900 ways to join. Eligibility pathways include state employment, family membership (if a family member is already a SECU member), employment with an affiliated organization, the college you attended, community affiliation, or a one-time donation to the SECU MD Foundation. Once you join, you can stay for life even if you change jobs or move, as long as you maintain a $10 balance in your share savings account. SECU serves over 250,000 members through 25 locations across Maryland.
Yes. SECU offers IRA certificates with terms from three months to five years. IRA certificates provide higher rates than traditional savings and are insured up to $250,000 by the National Credit Union Administration (NCUA). IRA beneficiary designations apply to IRA certificates and must be set separately from POD designations on regular deposit accounts.
Sources
Data sourced from SECU Maryland primary sources (18 pages reviewed). How we research.
Phone1-410-487-7328
Toll-Free1-800-879-7328
Emailask.secu@secumd.com
Mailing Address
SECU Maryland, P.O. Box 23896, Baltimore, MD 21298
Bank-by-Phone
Bank-by-Phone (Toll-Free)
SECU Financial Partners (Investments)
WebsiteLearn more→
Phone1-410-487-7328
Toll-Free1-800-879-7328
Emailask.secu@secumd.com
Mailing Address
SECU Maryland, P.O. Box 23896, Baltimore, MD 21298
Bank-by-Phone
Bank-by-Phone (Toll-Free)
SECU Financial Partners (Investments)
WebsiteLearn more→
Operations - Decedent Claims
Phone1-855-308-1237
Toll-Free1-855-308-1237
Mailing Address
Attn: Operations - Decedent Claims, PO Box 13025, Baltimore, MD 21203
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your SECU Maryland accounts and other assets with trusts, beneficiary designations, and estate planning documents.
