Estate planning at Renasant Bank
How to protect 20 Renasant Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Renasant Bank's Wealth Management Trust Division
Phone1-877-367-5371
Emailinfo@renasant.com
Mailing Address
Renasant Bank, 209 Troy Street, Tupelo, MS 38801
WebsiteLearn more→
Wealth Management Trust Division
Phone662-680-1209
Emailtrust@renasant.com
Mailing Address
Renasant Bank Wealth Management, 209 Troy Street, Tupelo, MS 38801
WebsiteLearn more→
Death Claims / Estate Services
Phone1-877-367-5371
Emailtrust@renasant.com
Mailing Address
Renasant Bank, P.O. Box 709, Tupelo, MS 38802
Verified Apr 2026
Renasant Bank offers 20 consumer accounts that interact with estate planning in distinct ways. Of those, 16 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Renasant Bank lets account holders update beneficiary designations in branch, by mail, and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Renasant Bank: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 20 account types at Renasant Bank.
View details →When someone dies
Death claim process
Contact Renasant Bank's Wealth Management Trust Division to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →Reach Renasant Bank's Wealth Management Trust Division at 662-680-1209 for help with any of these procedures. Email inquiries can be sent to trust@renasant.com.
Renasant Bank is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
Renasant Bank has offered trust services since 1904. The Wealth Management Trust Division provides fiduciary and trust administration services including Revocable Living Trusts, Irrevocable Trusts, Marital and Credit Shelter Trusts, Directed Trusts, Asset Protection Trusts, Special Needs Trusts, Testamentary Trusts, Family Trusts, Generation Skipping and Dynastic Trusts, Charitable Trusts, Estate Administration and Executor Services, Escrow Services, and Comprehensive Investment Management. Contact the Trust Division at 662-680-1209 or trust@renasant.com with offices in Tupelo, Columbus, Memphis, Birmingham, and Starkville.
Yes. Renasant Bank is an FDIC-insured institution. POD beneficiaries receive separate FDIC insurance coverage of up to $250,000 per beneficiary per depositor. Trust accounts are also FDIC insured based on the number of qualifying beneficiaries, up to the maximum allowed by FDIC rules.
Renasant Bank allows you to designate primary and contingent beneficiaries on Traditional, Roth, Self-Directed, Rollover, SEP, SIMPLE, and Spousal IRA accounts. Beneficiaries can include individuals, trusts, charities, or estates. A trust named as IRA beneficiary requires the full legal trust name, date, and tax identification number. In community property states, spousal consent may be required when naming a non-spouse beneficiary.
Renasant Bank offers three checking accounts: Rewards Extra Checking (interest-bearing with cell phone insurance, roadside assistance, and discounts at $6.50/month), Interest Checking, and Simple Checking. Savings options include Regular Savings, Rewards Savings (companion to Rewards Extra Checking), Children's Savings (no fees for ages 18 and under), Personal Money Market ($2,500 minimum), and Health Savings Account ($50 minimum). CD products include standard CDs ($1,000 minimum) and CD Specials ($10,000 minimum). All deposit accounts except Children's Savings and HSA support POD beneficiary designations and trust titling.
Sources
Data sourced from Renasant Bank primary sources (18 pages reviewed). How we research.
Phone1-877-367-5371
Emailinfo@renasant.com
Mailing Address
Renasant Bank, 209 Troy Street, Tupelo, MS 38801
WebsiteLearn more→
Wealth Management Trust Division
Phone662-680-1209
Emailtrust@renasant.com
Mailing Address
Renasant Bank Wealth Management, 209 Troy Street, Tupelo, MS 38801
WebsiteLearn more→
Death Claims / Estate Services
Phone1-877-367-5371
Emailtrust@renasant.com
Mailing Address
Renasant Bank, P.O. Box 709, Tupelo, MS 38802
Verified Apr 2026
Estate planning articles
Learn how to protect your Renasant Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
