How to name beneficiaries and fund a trust at Prosperity Bank
Covers 12 deposit, 4 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone1-800-531-1401
Mailing Address
Prosperity Bank, 1301 North Mechanic, El Campo, TX 77437
Home Mortgage
International
Prosperity Trust - Lubbock
Prosperity Trust - Dallas-Ft. Worth
Prosperity Trust - Houston
Prosperity Trust - Austin
WebsiteLearn more→
Phone1-800-531-1401
Mailing Address
Prosperity Bank, 1301 North Mechanic, El Campo, TX 77437
Home Mortgage
International
Prosperity Trust - Lubbock
Prosperity Trust - Dallas-Ft. Worth
Prosperity Trust - Houston
Prosperity Trust - Austin
WebsiteLearn more→
Death Claims / Account Settlement
Phone1-800-531-1401
Mailing Address
Prosperity Bank, 80 Sugar Creek Center Blvd., Sugar Land, TX 77478
Home Mortgage
International
Verified Apr 2026
Preparing your Prosperity Bank accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at Prosperity Bank vary across 18 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Simply Free CheckingeCheckingPersonal CheckingChecking with InterestInterest Checking PlusRoyal CheckingTeen CheckingProsperity SavingsPersonal SavingsPersonal Money MarketPersonal Premier Money MarketCertificate of Deposit
1
Visit your local Prosperity Bank banking center
2
Provide beneficiary information:
- Beneficiary name, date of birth, Social Security number, and relationship
- Allocation percentages if naming multiple beneficiaries
3
Sign the updated POD beneficiary designation form
4
For IRA accounts, complete the IRA Beneficiary Designation form at the branch
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary changes for deposit accounts require visiting a branch or submitting a signed form
- IRA beneficiary designations require a separate IRA-specific form
- Naming a trust as beneficiary requires the trust name, date of establishment, and tax ID number
- No dedicated beneficiary designation form is available for download on the Prosperity Bank website; forms are obtained in-branch or by calling customer service
Phone1-800-531-1401
Mailing Address
Prosperity Bank, 1301 North Mechanic, El Campo, TX 77437
Home Mortgage
International
Prosperity Trust - Lubbock
Prosperity Trust - Dallas-Ft. Worth
Prosperity Trust - Houston
Prosperity Trust - Austin
WebsiteLearn more→
Phone1-800-531-1401
Mailing Address
Prosperity Bank, 1301 North Mechanic, El Campo, TX 77437
Home Mortgage
International
Prosperity Trust - Lubbock
Prosperity Trust - Dallas-Ft. Worth
Prosperity Trust - Houston
Prosperity Trust - Austin
WebsiteLearn more→
Death Claims / Account Settlement
Phone1-800-531-1401
Mailing Address
Prosperity Bank, 80 Sugar Creek Center Blvd., Sugar Land, TX 77478
Home Mortgage
International
Verified Apr 2026
Estate planning articles
Learn how to protect your Prosperity Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
