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Prosper

Personal Loan Lender · Nationwide

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Estate planning and settlement at Prosper

Report a death at 1-866-615-6319

Prosper has 4 accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.

Prosper provides specific procedures for both proactive estate planning and filing claims after a death.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Prosper primary sources (25 pages reviewed). How we research.

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Prosper® Card customer service

1-800-903-4697Daily 5:00 AM-7:00 PM PT

Investor Services

1-877-646-5922Monday-Friday 6:00 AM-3:00 PM PT

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Monday-Friday 6:00 AM-5:00 PM PT

Mailing address

General correspondence: Prosper Funding LLC, 221 Main Street, Suite 300, San Francisco, CA 94105. Personal loan payments (payments only, no correspondence): Prosper Marketplace Inc., P.O. Box 886081, Los Angeles, CA 90088-6081.
Verified Sep 2026

Estate planning articles

Learn how to protect your Prosper accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Forms for Planning Your Estate

Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.

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Last Will and Testament

Name your heirs, guardians, and final wishes. Free for every state.

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Healthcare Power of Attorney

Name someone to make medical decisions if you can't.

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Financial Power of Attorney

Name someone to manage your finances if you can't.

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Transfer on Death Deed

Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.

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Free

Vehicle Transfer on Death

Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.

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Free

Living Will

State in advance which life-sustaining treatments you want or refuse, in the document your state recognizes, with signing instructions from the statute.

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Free

Pour-Over Will

Catch anything outside your trust. Pairs with your revocable trust.

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$12/month

Revocable Living Trust

Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.

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All forms

Tools for Planning Your Estate

Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.

How Do I Sign Estate Documents?

Find witness, notary, and remote signing requirements for all 50 states.

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Will My Estate Documents Transfer?

Check if estate planning documents signed in one state are valid in another.

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Trust or Will: Which Costs Less?

Compare the cost of probate vs a trust for your state and estate value.

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How Much Does a Revocable Living Trust Cost?

Compare revocable living trust costs across providers including online services and attorneys.

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How Much Does a Will Cost?

Compare will costs across providers plus probate costs your heirs will pay.

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How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?

Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.

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How Do I Name a Guardian for My Minor Children?

See how a parent names a guardian for their minor children, what weight the court gives your choice, and your options for temporary care.

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Do I Need a Revocable Trust?

Find out if a revocable trust makes sense based on your state, estate value, and family situation.

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