Estate planning at Prosper

How to protect 3 Prosper accounts — file death claims

Prosper

personal-loan · Nationwide

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Prosper Customer Support (Personal Loan & Home Equity)

Mailing Address

General correspondence: Prosper Funding LLC, 221 Main Street, Suite 300, San Francisco, CA 94105. Personal loan payments (payments only, no correspondence): Prosper Marketplace Inc., P.O. Box 886081, Los Angeles, CA 90088-6081.

Prosper Customer Support (Personal Loan & Home Equity)

Mailing Address

General correspondence: Prosper Funding LLC, 221 Main Street, Suite 300, San Francisco, CA 94105. Personal loan payments (payments only, no correspondence): Prosper Marketplace Inc., P.O. Box 886081, Los Angeles, CA 90088-6081.

Prosper Customer Support (Deceased Borrower — Estate Recovery)

Mailing Address

Prosper Funding LLC, 221 Main Street, Suite 300, San Francisco, CA 94105

Verified Jul 2026

Prosper has 3 accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.

Prosper provides specific procedures for both proactive estate planning and filing claims after a death.


Frequently asked questions

Request the exact payoff amount from Prosper first at 1-866-615-6319, then mail a personal-loan payment to Prosper Marketplace Inc., P.O. Box 886081, Los Angeles, CA 90088-6081 (a payment address only — do not send correspondence there). Estate correspondence goes to General Correspondence: Prosper Funding LLC, 221 Main Street, Suite 300, San Francisco, CA 94105. Prosper Card payments go to Prosper Card Services, P.O. Box 650078, Dallas, TX 75265-0078. Include the loan or account number on every payment.

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Sources

Data sourced from Prosper primary sources (6 pages reviewed). How we research.

Estate planning articles

Learn how to protect your Prosper accounts and other assets with trusts, beneficiary designations, and estate planning documents.