Estate planning at Physicians Mutual
How to protect 10 Physicians Mutual accounts — manage beneficiaries by phone, fund a trust by mail, and file claims through Physicians Mutual's Physicians Mutual / Physicians Life Customer Service (beneficiary and ownership changes)
Physicians Mutual Customer Service
Physicians Life Insurance Company, Life Customer Service, PO Box 3313, Omaha, NE 68103-0313
Physicians Mutual / Physicians Life Customer Service (beneficiary and ownership changes)
Change of Beneficiary (form LX14): Physicians Mutual / Physicians Life Insurance Company, Customer Service, PO Box 3272, Omaha, NE 68103-0272. Ownership Change / ILIT assignment (form LX511): Physicians Life Insurance Company, Life Customer Service, PO Box 3313, Omaha, NE 68103-0313.
Physicians Life Insurance Company - Claims Services
Physicians Life Insurance Company, Claims Services, PO Box 2018, Omaha, NE 68103-2018
Physicians Mutual offers 10 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Physicians Mutual lets account holders update beneficiary designations by mail and by phone, typically taking 15-20 minutes to complete; allow mail transit plus processing time. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
Physicians Mutual has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries by phone, fund a trust by mail, and review 10 account types at Physicians Mutual.
View details →When someone dies
Death claim process
Contact Physicians Mutual's Physicians Mutual / Physicians Life Customer Service (beneficiary and ownership changes) to file a claim. 5-step process, 7 required documents, and contact information for survivors.
View details →Physicians Mutual's Physicians Mutual / Physicians Life Customer Service (beneficiary and ownership changes) can answer questions about beneficiaries, trusts, or death claims at 1-800-228-9100.
Sources
Data sourced from Physicians Mutual primary sources (22 pages reviewed). How we research.
Physicians Mutual Customer Service
Physicians Life Insurance Company, Life Customer Service, PO Box 3313, Omaha, NE 68103-0313
Physicians Mutual / Physicians Life Customer Service (beneficiary and ownership changes)
Change of Beneficiary (form LX14): Physicians Mutual / Physicians Life Insurance Company, Customer Service, PO Box 3272, Omaha, NE 68103-0272. Ownership Change / ILIT assignment (form LX511): Physicians Life Insurance Company, Life Customer Service, PO Box 3313, Omaha, NE 68103-0313.
Physicians Life Insurance Company - Claims Services
Physicians Life Insurance Company, Claims Services, PO Box 2018, Omaha, NE 68103-2018
Estate planning articles
Learn how to protect your Physicians Mutual accounts and other assets with trusts, beneficiary designations, and estate planning documents.
