Estate planning at Philadelphia FCU
How to protect 14 Philadelphia FCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-215-934-3500
EmailService@pfcu.com
Mailing Address
Philadelphia Federal Credit Union, 12800 Townsend Road, Philadelphia, PA 19154
Toll-Free (outside Philadelphia)
Phone Banking
WebsiteLearn more→
Phone1-215-934-3500
EmailService@pfcu.com
Mailing Address
Philadelphia Federal Credit Union, 12800 Townsend Road, Philadelphia, PA 19154
Toll-Free (outside Philadelphia)
Phone Banking
WebsiteLearn more→
Member Services (Death Claims)
Phone1-215-934-3500
EmailService@pfcu.com
Mailing Address
Philadelphia Federal Credit Union, 12800 Townsend Road, Philadelphia, PA 19154
Toll-Free (outside Philadelphia)
WebsiteNotify online→
Verified Apr 2026
How your Philadelphia FCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Philadelphia FCU membership open to anyone who lives, works, studies, worships, or does business in Philadelphia or Columbia County, PA. Also open to employees of over 400 select partner organizations throughout Pennsylvania, New Jersey, and Delaware, as well as immediate family members or those living with a current PFCU member. A $5 refundable membership deposit is required to open a Regular Savings account and establish membership. PFCU operates 12 branch locations. Full-service branches include: South Philadelphia (929 Snyder Ave), Northwest Philadelphia (6707 Germantown Ave), East Falls (4300 Ridge Ave), Northeast Philadelphia/administrative headquarters (12800 Townsend Rd), West Philadelphia (5000 Baltimore Ave), Fishtown (2136 E. Dauphin St), Glenside (259 S. Easton Rd), Center City - 11th & Chestnut (1108 Chestnut St, Philadelphia, PA 19107), Center City - 16th & Arch (1600 Arch St, Philadelphia, PA 19103), Torresdale (3799 Clarendon Ave), and Temple University Student Center (13th St & Montgomery Ave). With 14 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Philadelphia FCU lets account holders update beneficiary designations in branch and by phone, typically taking 15-30 minutes in branch; phone requests may require follow-up paperwork. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Philadelphia FCU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at Philadelphia FCU.
View details →When someone dies
Death claim process
3-step process, 4 required documents, and contact information for survivors.
View details →Philadelphia FCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
No. Trust accounts at PFCU may hold all share accounts (savings, checking, money market, certificates) but cannot hold IRAs, HSAs, or loans. IRA beneficiary designations must be made separately through PFCU's IRA beneficiary designation process.
To open a Trust Account at PFCU, visit any branch location. The trustor (grantor) opening the account must be eligible for PFCU membership. You will need to complete a membership card and Trust Account request and provide: (1) a copy of the Trust Agreement, and (2) valid government-issued photo ID for all trustees. Trust Account deposits are insured by the NCUA. Trust accounts may hold savings, checking, money market, and certificate accounts, but cannot hold IRAs, HSAs, or loans.
Sources
Data sourced from Philadelphia FCU primary sources (31 pages reviewed). How we research.
Phone1-215-934-3500
EmailService@pfcu.com
Mailing Address
Philadelphia Federal Credit Union, 12800 Townsend Road, Philadelphia, PA 19154
Toll-Free (outside Philadelphia)
Phone Banking
WebsiteLearn more→
Phone1-215-934-3500
EmailService@pfcu.com
Mailing Address
Philadelphia Federal Credit Union, 12800 Townsend Road, Philadelphia, PA 19154
Toll-Free (outside Philadelphia)
Phone Banking
WebsiteLearn more→
Member Services (Death Claims)
Phone1-215-934-3500
EmailService@pfcu.com
Mailing Address
Philadelphia Federal Credit Union, 12800 Townsend Road, Philadelphia, PA 19154
Toll-Free (outside Philadelphia)
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Philadelphia FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
