How to name beneficiaries and fund a trust at Pekin Life
Covers 15 insurance, and 2 retirement accounts — beneficiaries can be updated by phone
Pekin Life
Subsidiary of Pekin Insurance (Farmers Automobile Insurance Association)
pekininsurance.com→
Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more→
Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more→
Life and Annuity Claims
Phone1-800-371-9622
Fax309-346-8265
Mailing Address
Pekin Life Insurance Company, Claims Department, 2505 Court Street, Pekin, IL 61558-0001
WebsiteNotify online→
Verified Apr 2026
Beneficiary designations are the foundation of estate planning for Pekin Life policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
Each of Pekin Life's 17 policies has different rules for how it transfers at death. The sections below explain the options for each.
Traditional IRA (Annuity)Roth IRA (Annuity)
1
Call Pekin Life Insurance at 800-322-0160 ext. 2718 (Monday-Friday, 7:45am-4:15pm CST):
- Request a beneficiary change form for your policy
- Provide your policy number and personal identification
2
A representative will mail the beneficiary change form to you
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Beneficiary designations override instructions in a will
- Percentage allocations for each beneficiary tier must total 100%
- If a beneficiary is a minor, a trustee or custodian should be named
- Only the policyholder can change beneficiary designations
- Trusts, individuals, and estates may be named as beneficiaries
- Contact your independent Pekin agent for assistance with the form
- Online beneficiary changes are not available; changes must be submitted by mail
Pekin Life
Subsidiary of Pekin Insurance (Farmers Automobile Insurance Association)
pekininsurance.com→Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more→
Phone1-800-322-0160
Mailing Address
Pekin Life Insurance Company, 2505 Court Street, Pekin, IL 61558-0001
WebsiteLearn more→
Life and Annuity Claims
Phone1-800-371-9622
Fax309-346-8265
Mailing Address
Pekin Life Insurance Company, Claims Department, 2505 Court Street, Pekin, IL 61558-0001
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Pekin Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
