What happens to your PayPal accounts when you die
Covers 3 deposit, 3 lending, and 1 crypto accounts — all transfer through probate
Phone1-888-221-1161
Toll-Free1-888-221-1161
Mailing Address
PayPal, Inc., 2211 N 1st St, San Jose, CA 95131
WebsiteLearn more→
Phone1-888-221-1161
Toll-Free1-888-221-1161
Mailing Address
PayPal, Inc., 2211 N 1st St, San Jose, CA 95131
WebsiteLearn more→
Deceased Accounts
Phone1-888-221-1161
Mailing Address
PayPal Inc., Attn: ICA, P.O. Box 45950, Omaha, NE 68145
WebsiteNotify online→
Verified May 2026
PayPal does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All PayPal accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact PayPal with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
PayPal does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
PayPal does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
PayPal Balance AccountPayPal SavingsPayPal Debit Mastercard
PayPal Balance Account
Holds funds received through PayPal. Can be used to send money, pay bills, and make purchases. Not a bank account. No POD/TOD beneficiary designations available. Funds must be claimed through the deceased account process. Supports direct deposit and cash loading.
Probate Required
PayPal Savings
High-yield savings account provided by Synchrony Bank, Member FDIC. Variable APY (3.50% as of January 27, 2026). FDIC-insured up to $250,000. No minimum balance or monthly fees. Requires a PayPal Balance account. No POD/TOD beneficiary designations available through PayPal. Available for personal accounts only.
Probate Required
PayPal Debit Mastercard
Debit card linked to PayPal Balance Account issued by The Bancorp Bank, N.A. Earn 5% cash back on up to $1,000 in a selected spending category per month (fuel, groceries, restaurants, apparel, or rideshare/transit). No monthly fees or minimum balance. Free MoneyPass ATM withdrawals; $2.50 fee at non-MoneyPass ATMs. Supports Apple Pay, Google Pay, and Samsung Pay. Card is cancelled upon account holder death.
Phone1-888-221-1161
Toll-Free1-888-221-1161
Mailing Address
PayPal, Inc., 2211 N 1st St, San Jose, CA 95131
WebsiteLearn more→
Phone1-888-221-1161
Toll-Free1-888-221-1161
Mailing Address
PayPal, Inc., 2211 N 1st St, San Jose, CA 95131
WebsiteLearn more→
Deceased Accounts
Phone1-888-221-1161
Mailing Address
PayPal Inc., Attn: ICA, P.O. Box 45950, Omaha, NE 68145
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your PayPal accounts and other assets with trusts, beneficiary designations, and estate planning documents.
