Estate planning and settlement at New Mexico Bank & Trust
Report a death at 1-800-860-4862
New Mexico Bank & Trust merged into UMB BankMerged, effective October 2025
The New Mexico Bank & Trust brand no longer exists. UMB Financial Corporation closed its acquisition of Heartland Financial USA (HTLF) on January 31, 2025, and announced on October 16, 2025 that all former HTLF divisional banks, including New Mexico Bank & Trust, operate on UMB platforms and under the UMB brand. Accounts are UMB Bank, N.A. accounts: UMB lists 800-860-4862 (800.860.4UMB) for checking, savings and CD questions, and New Mexico UMB branches operate in 14 cities.
How your New Mexico Bank & Trust accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 10 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
Beneficiary management at New Mexico Bank & Trust is handled through direct contact. The Albuquerque Private Wealth Management Center coordinates these changes.
New Mexico Bank & Trust has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Beneficiaries and trust funding
How to review 12 account types at New Mexico Bank & Trust.
Preparing your estate →Death claim process
Report the death to New Mexico Bank & Trust's UMB Consumer Banking Service Center at 1-800-860-4862. The page lists the steps and the documents to send.
When someone dies →Reach New Mexico Bank & Trust's Albuquerque Private Wealth Management Center at 1-800-545-6101 for help with any of these procedures.
Because New Mexico Bank & Trust serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
(6)·
Data sourced from New Mexico Bank & Trust primary sources (20 pages reviewed). How we research.
New Mexico Bank & Trust customer support
UMB Bank customer service (successor to New Mexico Bank & Trust)
Phone
Albuquerque Main Branch (320 Gold SW)
UMB online banking enrollment by phone
UMB debit cards
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your New Mexico Bank & Trust accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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