Estate planning at New Mexico Bank & Trust
How to protect 11 New Mexico Bank & Trust accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through New Mexico Bank & Trust's UMB Private Wealth Management & Trust Services
UMB Bank Customer Service
Phone800-860-4862
Mailing Address
320 Gold Ave SW, Albuquerque, NM 87102
Albuquerque Main Branch
WebsiteLearn more→
UMB Private Wealth Management & Trust Services
Phone800-545-6101
Mailing Address
320 Gold Ave SW, Suite 200, Albuquerque, NM 87102
UMB Trust & Estate Planning (national)
WebsiteLearn more→
Verified Apr 2026
How your New Mexico Bank & Trust accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
New Mexico Bank & Trust handles beneficiary designations in branch and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
New Mexico Bank & Trust has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 11 account types at New Mexico Bank & Trust.
View details →When someone dies
Death claim process
Contact New Mexico Bank & Trust's UMB Private Wealth Management & Trust Services to file a claim. 6-step process, 6 required documents, and contact information for survivors.
View details →Reach New Mexico Bank & Trust's UMB Private Wealth Management & Trust Services at 800-545-6101 for help with any of these procedures.
Because New Mexico Bank & Trust serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
Yes. Through UMB Bank's wealth management platform, trust and estate planning services are available including trust administration, financial planning, investment management, probate administration, and estate strategy. The Albuquerque Private Wealth Management Center (320 Gold Ave SW Suite 200) is by appointment; call 800-545-6101 or the UMB national trust and estate planning line at 800-862-6670.
New Mexico Bank & Trust was originally a subsidiary of Heartland Financial USA (HTLF). On January 31, 2025, UMB Financial Corporation completed its acquisition of HTLF. Systems and brand conversion for all former HTLF banks, including New Mexico Bank & Trust, was completed on October 16, 2025. All branches in New Mexico now fully operate under the UMB Bank brand. All deposits remain FDIC insured under UMB Bank, N.A. (FDIC Certificate #14278).
Yes. Deposit accounts -- checking, savings, money market, and CDs -- can be retitled to a revocable living trust at any UMB Bank branch in New Mexico. Bring the full trust agreement or a Certification of Trust and government-issued photo ID for each trustee. For revocable trusts, the grantor's SSN is used as the tax ID; no separate EIN is required. Once retitled, the account passes according to the trust's terms rather than any prior POD designation.
Sources
Data sourced from New Mexico Bank & Trust primary sources (19 pages reviewed). How we research.
UMB Bank Customer Service
Phone800-860-4862
Mailing Address
320 Gold Ave SW, Albuquerque, NM 87102
Albuquerque Main Branch
WebsiteLearn more→
UMB Private Wealth Management & Trust Services
Phone800-545-6101
Mailing Address
320 Gold Ave SW, Suite 200, Albuquerque, NM 87102
UMB Trust & Estate Planning (national)
WebsiteLearn more→
Verified Apr 2026
Estate planning articles
Learn how to protect your New Mexico Bank & Trust accounts and other assets with trusts, beneficiary designations, and estate planning documents.
