How to name beneficiaries and fund a trust at New England FCU
Covers 9 deposit, 2 retirement, and 10 lending accounts — beneficiaries must be updated in-branch
Phone1-800-400-8790
Toll-Free1-800-400-8790
Mailing Address
EastRise Credit Union, P.O. Box 527, Williston, VT 05495
WebsiteLearn more→
Phone1-800-400-8790
Toll-Free1-800-400-8790
Mailing Address
EastRise Credit Union, P.O. Box 527, Williston, VT 05495
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-400-8790
Toll-Free1-800-400-8790
Mailing Address
EastRise Credit Union, P.O. Box 527, Williston, VT 05495
Verified Apr 2026
The goal with your New England FCU accounts is to make sure every account has a transfer mechanism in place—either a POD beneficiary designation or trust ownership. Because New England FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts without either one will require probate, which means court involvement and delays for your family.
Each of New England FCU's 21 accounts has different rules for how it transfers at death. The sections below explain the options for each.
Simply CheckingChecking PlusEdge Pay CheckingSavings AccountHoliday Savings AccountEssential Money MarketGreen Money MarketShare CertificateFuture Saver Certificate
1
Visit any EastRise branch with government-issued photo ID
2
Request a POD (Payable on Death) beneficiary designation form for deposit accounts
3
Provide beneficiary details:
- Full name
- Date of birth
- Social Security number
- Relationship to account holder
4
Configure beneficiary designations:
- Designate primary and contingent beneficiaries
- Specify percentage allocation if naming multiple beneficiaries
5
Sign and submit the completed form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- Per EastRise bylaws: the name of the beneficiary must be stated in both revocable and irrevocable trusts
- IRA beneficiary designations handled separately from deposit account POD designations
- Review recommended after marriage, divorce, birth of a child, or other life changes
Phone1-800-400-8790
Toll-Free1-800-400-8790
Mailing Address
EastRise Credit Union, P.O. Box 527, Williston, VT 05495
WebsiteLearn more→
Phone1-800-400-8790
Toll-Free1-800-400-8790
Mailing Address
EastRise Credit Union, P.O. Box 527, Williston, VT 05495
WebsiteLearn more→
Death Claims / Member Services
Phone1-800-400-8790
Toll-Free1-800-400-8790
Mailing Address
EastRise Credit Union, P.O. Box 527, Williston, VT 05495
Verified Apr 2026
Estate planning articles
Learn how to protect your New England FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
