Estate planning at Navy Federal
How to protect 15 Navy Federal accounts — manage beneficiaries online, fund a trust in-branch, and file death claims
Phone1-888-842-6328
Mailing Address
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000
WebsiteLearn more→
Phone1-888-842-6328
Mailing Address
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000
WebsiteLearn more→
Survivor Support
Phone1-800-883-3323
Fax703-206-3724
Mailing Address
Navy Federal Credit Union, PO Box 3002, Merrifield, VA 22116-9887
WebsiteNotify online→
Verified May 2026
How your Navy Federal accounts transfer at death depends on how each one is set up. As a membership-based credit union, Navy Federal serves military members, DoD employees, veterans, and their families nationwide and worldwide. Membership eligibility required. With 15 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at Navy Federal can be managed online, in branch, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Navy Federal provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 15 account types at Navy Federal.
View details →When someone dies
Death claim process
5-step process, 5 required documents, and contact information for survivors.
View details →Frequently asked questions
Yes. To open a Deposit Trust Account at Navy Federal using Form NFCU 678A, NCUA membership requirements mean that either all grantors/trustors of the trust OR all named trust beneficiaries must be eligible for and obtain Navy Federal membership. Only trustees designated in the trust agreement can access the account. Eligible account types include savings, checking, money market savings, jumbo MMSA, and certificates.
Sources
Data sourced from Navy Federal primary sources (24 pages reviewed). How we research.
Phone1-888-842-6328
Mailing Address
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000
WebsiteLearn more→
Phone1-888-842-6328
Mailing Address
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000
WebsiteLearn more→
Survivor Support
Phone1-800-883-3323
Fax703-206-3724
Mailing Address
Navy Federal Credit Union, PO Box 3002, Merrifield, VA 22116-9887
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Navy Federal accounts and other assets with trusts, beneficiary designations, and estate planning documents.
