Estate planning at Navigant CU
How to protect 17 Navigant CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more →
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more →
Death Claims
Phone(401) 233-4700
Fax(401) 233-4715
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Verified Mar 2026
Navigant CU is a credit union offering 17 accounts that interact with estate planning in different ways. As a membership-based credit union, Navigant CU membership is open to anyone who lives in the state of Rhode Island or select areas of Connecticut and Massachusetts. Navigant operates 25 branches throughout Rhode Island. Named Rhode Island's top credit union by Forbes. Over $4 billion in assets. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Navigant CU handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Navigant CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Navigant CU.
View details →When someone dies
Death claim process
9-step process, 6 required documents, and contact information for survivors.
View details →Navigant CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Navigant Credit Union offers trust accounts that can be set up using their checking or savings products. You need to provide a trust agreement or Certificate of Trust, government-issued ID for all trustees, and the trust TIN/EIN or grantor SSN. Visit any branch or call 401-233-4700 to start the process. Only the Trustees may transact on the trust account.
Membership is open to anyone who lives in the state of Rhode Island or select areas of Connecticut and Massachusetts. Navigant is Rhode Island's largest and oldest credit union, founded in 1915, with 25 branches throughout Rhode Island.
Yes. Navigant offers Traditional IRA, Roth IRA, Coverdell Education IRA, and IRA Certificate accounts with opening deposits as low as $500. IRA accounts cannot be titled to a trust, but a trust can be named as the beneficiary. IRA beneficiary designations are managed separately from deposit account POD designations.
Yes. Navigant offers wealth management through NCU Investment Solutions, led by a certified financial planner with over three decades of experience. NCU Investment Solutions provides financial planning and investment management services. Contact the NCU Investment Solutions team at 401-233-4337 for more information.
Journey Rewards Checking is Navigant's high-yield checking account, earning up to 3.00% APY on balances up to $20,000 when three eligibility requirements are met each monthly statement cycle: 12 debit card purchases, one direct deposit or automatic payment, and enrollment in e-statements. $10 minimum deposit to open. The account also includes nationwide ATM fee refunds when eligibility requirements are met.
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more →
Phone(401) 233-4700
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Telephone Banking
Credit Card Support
WebsiteLearn more →
Death Claims
Phone(401) 233-4700
Fax(401) 233-4715
Mailing Address
Navigant Credit Union, 1005 Douglas Pike, Smithfield, RI 02917
Verified Mar 2026
Estate planning resources for Navigant CU customers
Tools and documents to help protect your Navigant CU accounts.
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