MOHELA loans and your estate
A debt, not an asset: nothing to designate or retitle
MOHELA balances are a debt, not an asset. There is nothing to designate a beneficiary on and nothing to retitle into a trust. Whether a balance is discharged at the borrower's death or owed by the estate depends on the loan's terms.
When the borrower dies, MOHELA is notified with proof of death. The steps and required documents are on the death claim page.
MOHELA accounts carry no beneficiary designation, because there is nothing to leave: the balance is owed, not held.
Trusts and MOHELA loans
MOHELA balances cannot be moved into a trust. Trust funding retitles what someone owns, and a loan is owed.
Sources
Data sourced from MOHELA primary sources (13 pages reviewed). How we research.
MOHELA estate support
MOHELA Direct Loan Servicing
Phone
FFEL Program and CASHLoan servicing
Direct Loan servicing (international)
FFEL and CASHLoan servicing (international)
Public Service Loan Forgiveness (Federal Student Aid)
Fax
Hours
Mailing address
Website
Estate requests go through general customer service.
Estate planning articles
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