Estate planning at MOHELA
How to protect 7 MOHELA accounts — file death claims
MOHELA Direct Loan Servicing
Requests for assistance and documents: MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243 (do not submit payments to this address). Direct Loan payments: DEPARTMENT OF EDUCATION/MOHELA, P.O. Box 790233, St. Louis, MO 63179-0233. FFELP/CASHLoan payments: MOHELA, P.O. Box 1022, Chesterfield, MO 63006-1022.
MOHELA Direct Loan Servicing
Requests for assistance and documents: MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243 (do not submit payments to this address). Direct Loan payments: DEPARTMENT OF EDUCATION/MOHELA, P.O. Box 790233, St. Louis, MO 63179-0233. FFELP/CASHLoan payments: MOHELA, P.O. Box 1022, Chesterfield, MO 63006-1022.
MOHELA Death Discharge (no separate bereavement team; handled by loan servicing)
MOHELA, 633 Spirit Drive, Chesterfield, MO 63005
MOHELA is a student loan servicer, so the estate planning question is about a debt, not an asset. When the borrower dies, the estate must notify MOHELA and resolve the outstanding balance—through payoff, assumption, discharge, or surrender depending on the loan—rather than name a beneficiary.
MOHELA has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to review 7 account types at MOHELA.
View details →When someone dies
Death claim process
6-step process, 4 required documents, and contact information for survivors.
View details →
Sources
Data sourced from MOHELA primary sources (15 pages reviewed). How we research.
MOHELA Direct Loan Servicing
Requests for assistance and documents: MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243 (do not submit payments to this address). Direct Loan payments: DEPARTMENT OF EDUCATION/MOHELA, P.O. Box 790233, St. Louis, MO 63179-0233. FFELP/CASHLoan payments: MOHELA, P.O. Box 1022, Chesterfield, MO 63006-1022.
MOHELA Direct Loan Servicing
Requests for assistance and documents: MOHELA, 633 Spirit Drive, Chesterfield, MO 63005-1243 (do not submit payments to this address). Direct Loan payments: DEPARTMENT OF EDUCATION/MOHELA, P.O. Box 790233, St. Louis, MO 63179-0233. FFELP/CASHLoan payments: MOHELA, P.O. Box 1022, Chesterfield, MO 63006-1022.
MOHELA Death Discharge (no separate bereavement team; handled by loan servicing)
MOHELA, 633 Spirit Drive, Chesterfield, MO 63005
Estate planning articles
Learn how to protect your MOHELA accounts and other assets with trusts, beneficiary designations, and estate planning documents.
