Estate planning at MIDFLORIDA

Anyone who lives, works, worships, or attends school in 59 of the 67 counties in Florida can join MIDFLORIDA. Members outside the branch footprint can join through online banking services. A $50 minimum deposit opens a Regular Savings account to establish membership. Family members of existing members are also eligible.

High Yield Checking earns 5.00% APY on the first $10,000 and requires $1,500 to open. The $20 monthly fee is waived by meeting any one of: $1,500 daily balance, $1,000+ monthly direct deposit, or 10+ debit purchases per month (online banking enrollment required). Investor Checking earns 0.25% APY on the entire balance with no activity requirements and only needs $1,000 average daily balance to waive the $6 monthly fee. Choose High Yield for maximum earnings if you meet the requirements, or Investor for simpler dividend earning.

Yes. Bring your trust agreement or Certificate of Trust, government-issued photo ID for all trustees, and the trust's tax identification number (EIN or SSN) to any branch. A new account application will retitle eligible deposit accounts (checking, savings, money market, certificates) from individual or joint ownership to trust ownership. Any existing POD designations must be revoked before retitling. IRA accounts cannot be retitled to a trust. You may also mail the completed application and copies of trust documents to MIDFLORIDA Credit Union, P.O. Box 8008, Lakeland, FL 33802-8008. For managed trust administration, contact Southeast Trust Company at southeasttrust.com.