Estate planning and settlement at MetLife
Name beneficiaries online, fund a trust by phone, and report a death at 1-800-638-5000
MetLife offers 16 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Beneficiary designations at MetLife can be managed online, by phone, and by mail. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
There are two sides to estate planning at MetLife: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 16 account types at MetLife.
Preparing your estate →Death claim process
Report the death to MetLife's U.S. Life Insurance Claims at 1-800-638-5000. The page lists the steps and the documents to send.
When someone dies →Reach MetLife's Individual Life Insurance Claims at 1-800-638-5000 for help with any of these procedures. Email inquiries can be sent to INDlifeclaims@metlife.com.
Sources
Data sourced from MetLife primary sources (22 pages reviewed). How we research.
MetLife customer support
Individual Life Insurance Client Relations
Phone
Toll-free
Individual Annuity Contracts
Group Annuity Contracts
Employer-Sponsored Retirement Plans
Total Control Account
Group Life Claims
Employer-sponsored Group Universal Life
Employer-sponsored Group Variable Universal Life
Employer-sponsored Group Term Life
General Inquiries (1-800-METLIFE)
Brighthouse Financial (pre-2017 individual life and annuity policies)
Fax
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your MetLife accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Do I Sign Estate Documents?
Find witness, notary, and remote signing requirements for all 50 states.
Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Much Does a Will Cost?
Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
