Estate planning at Liberty Mutual
How to protect 10 Liberty Mutual accounts — manage beneficiaries online, fund a trust online, and file claims through Liberty Mutual's Life Insurance Policy Service
Liberty Mutual Life Insurance Customer Service
Liberty Life Assurance Company of Boston, 100 Liberty Way, Dover, NH 03820
Life Insurance Policy Service
Liberty Life Assurance Company of Boston, 100 Liberty Way, Dover, NH 03820
Protective Life Benefits — Life Claims (legacy policies) / Ethos issuing carrier (new policies)
Protective Life Insurance Company, Life Benefits, P.O. Box 12486, Birmingham, AL 35202
Liberty Mutual offers 10 insurance products that play a central role in estate planning. Because policy proceeds pass directly to named beneficiaries—bypassing probate entirely—keeping designations current is one of the highest-impact steps policyholders can take.
Liberty Mutual lets account holders update beneficiary designations online, by mail, and by phone, typically taking online changes are processed and recorded within a few business days; mail submissions take 2-4 weeks for processing. Trust funding is also available, allowing families to name a trust as the policy beneficiary or establish an irrevocable life insurance trust (ILIT).
Liberty Mutual has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust online, and review 10 account types at Liberty Mutual.
View details →When someone dies
Death claim process
Contact Liberty Mutual's Life Insurance Policy Service to file a claim. 5-step process, 13 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Liberty Mutual's Life Insurance Policy Service at 1-800-451-7065.
Sources
- libertymutual.com
- ethos.com
- public.libertymutual-cdn.com
- protective.com
- claims.protective.com
- help.ethos.com
- investors.ethos.com
- lad3.protective.com
- libertymutualgroup.com
Data sourced from Liberty Mutual primary sources (21 pages reviewed). How we research.
Liberty Mutual Life Insurance Customer Service
Liberty Life Assurance Company of Boston, 100 Liberty Way, Dover, NH 03820
Life Insurance Policy Service
Liberty Life Assurance Company of Boston, 100 Liberty Way, Dover, NH 03820
Protective Life Benefits — Life Claims (legacy policies) / Ethos issuing carrier (new policies)
Protective Life Insurance Company, Life Benefits, P.O. Box 12486, Birmingham, AL 35202
Estate planning articles
Learn how to protect your Liberty Mutual accounts and other assets with trusts, beneficiary designations, and estate planning documents.





