Estate planning and settlement at Happen Bank
Name beneficiaries online, fund a trust by phone, and report a death at 1-800-242-0272
Happen Bank operates under a new nameRebranded, effective June 2026
LendingClub Bank, N.A. rebranded to Happen Bank, N.A. (holding company LendingClub Corporation became Happen, Inc.). The FDIC records the legal name change on CERT 32551 as effective 2026-06-24 and processed 2026-06-26. Same legal entity, same national bank charter (25228), same FDIC coverage, new name. lendingclub.com 301-redirects to happen.com, and the bank's deposit forms now carry the "Happen Bank, N.A." mark. The customer service line (800-242-0272), the Boston PO Box, and all account products and estate procedures are unchanged.
Happen Bank has 6 accounts, each with different rules for what happens when the account holder dies. Of those, 3 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
Beneficiary designations at Happen Bank can be managed online, by phone, and by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Happen Bank provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust by mail, and review 6 account types at Happen Bank.
Preparing your estate →Death claim process
Report the death to Happen Bank Customer Service at 1-800-242-0272. The page lists the steps and the documents to send.
When someone dies →For questions about any of these procedures, contact Happen Bank Customer Service at 1-800-242-0272.
Sources
Data sourced from Happen Bank primary sources (15 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your Happen Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
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