How to name beneficiaries and fund a trust at Langley
Beneficiaries are managed in branch, by phone or by mail. Trust paperwork is taken in branch or by mail
Preparing your Langley accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Langley is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
With 16 product types, Langley offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
No beneficiary form at Langley
Beneficiaries are named in branch or by phone or by mail.
- Full name
- Date of birth
- Social Security number
- Relationship to account owner
- By mail to P.O. Box 120128, ATTN: Account Servicing, Newport News, VA 23612
- In person at any branch
- Full name, date of birth, SSN, and relationship for each beneficiary
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Beneficiary's full name
- Beneficiary's date of birth
- Beneficiary's Social Security number
- Beneficiary's relationship to the account owner
- Percentage allocation for each beneficiary (if naming more than one beneficiary). Funds are divided equally by default if no allocation is specified
- The completed, signed designation paperwork (submitted in person at a branch or by mail to Account Servicing)
- Copy of relevant trust pages (trust name, date, grantor(s), trustee designations)
- SSN or EIN for the trust
- Government-issued ID for all trustees
- Copy of trust pages showing trust name, date, grantor(s), and trustee designations
- SSN or EIN for the trust
- Government-issued ID for each trustee
Required Documents
- Trust agreement pages showing the trust name, date, grantor(s) and trustee designations
- Certificate of Trust (if available)
- SSN or Employer Identification Number (EIN) for the trust
- Government-issued ID (for each trustee)
- Full name
- Date of birth
- Social Security number
- Relationship to account owner
- By mail to P.O. Box 120128, ATTN: Account Servicing, Newport News, VA 23612
- In person at any branch
- Full name, date of birth, SSN, and relationship for each beneficiary
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Beneficiary's full name
- Beneficiary's date of birth
- Beneficiary's Social Security number
- Beneficiary's relationship to the account owner
- Percentage allocation for each beneficiary (if naming more than one beneficiary). Funds are divided equally by default if no allocation is specified
- The completed, signed designation paperwork (submitted in person at a branch or by mail to Account Servicing)
- Copy of relevant trust pages (trust name, date, grantor(s), trustee designations)
- SSN or EIN for the trust
- Government-issued ID for all trustees
- Copy of trust pages showing trust name, date, grantor(s), and trustee designations
- SSN or EIN for the trust
- Government-issued ID for each trustee
Required Documents
- Trust agreement pages showing the trust name, date, grantor(s) and trustee designations
- Certificate of Trust (if available)
- SSN or Employer Identification Number (EIN) for the trust
- Government-issued ID (for each trustee)
- Full name
- Date of birth
- Social Security number
- Relationship to account owner
- By mail to P.O. Box 120128, ATTN: Account Servicing, Newport News, VA 23612
- In person at any branch
- Full name, date of birth, SSN, and relationship for each beneficiary
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Beneficiary's full name
- Beneficiary's date of birth
- Beneficiary's Social Security number
- Beneficiary's relationship to the account owner
- Percentage allocation for each beneficiary (if naming more than one beneficiary). Funds are divided equally by default if no allocation is specified
- The completed, signed designation paperwork (submitted in person at a branch or by mail to Account Servicing)
What Langley says about beneficiaries and trusts
Each section is Langley's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary3
- Payable-on-death account
POD designations are available on checking, savings, money market and certificate accounts.1
A POD designation is an instruction that, upon the death of the last account owner, the funds are payable to all surviving POD beneficiaries or payees.1
- IRA
A POD or trust beneficiary designation on a deposit account never applies to an IRA. IRAs carry their own beneficiary designation, handled by Langley's separate IRA Department.1
- Joint account with survivorship
Rights of survivorship on a joint account are established by the designation on the Account Card or through the online application and authentication process. Where no designation is made or the designation is unclear, the joint account includes rights of survivorship.1
How many beneficiaries, and how shares are split
What Langley's agreement says about beneficiaries2
Which accounts a trust can hold1
- Trust account
A POD or trust beneficiary designation on a deposit account is separate from holding the account in the name of a trust. The agreement's POD paragraph does not apply to an account held on behalf of or in the name of a trust.1
What Langley says about trust accounts1
- Whether a new account is opened
The account is retitled or a new account is opened in the name of the trust.2
Accounts handled elsewhere1
- Langley Wealth Management
Investment accounts, which are retitled through this financial advisory practice of Ameriprise Financial Services, LLC3
Phone: 1-757-898-0089
Hours: Monday-Friday 8:30 AM-5:00 PM
Not in Langley's published guidance4
- A beneficiary designation form
- A trust account form
- Certification of trust form
- Trust-titling page
Sources
Data sourced from Langley primary sources (20 pages reviewed). How we research.
Download these Langley instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Langley primary sources. Bring it to the branch or keep it beside the phone.
Langley estate support
IRA Department
Phone
Langley Wealth Management
Langley Insurance Agency
Fax
Hours
Mailing address
Website
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