Estate planning and settlement at Lake Trust
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-888-267-7200
How your Lake Trust accounts transfer at death depends on how each one is set up. As a membership-based credit union, Lake Trust michigan only. Corporate headquarters at 4605 S. Old US Highway 23, Brighton, MI 48114; branches, video teller machines, and ATMs across the state (https://laketrust.org/locations). Participates in the Co-op shared-branch network, so an out-of-state heir who is already a Lake Trust member can transact at a participating credit union, but estate documents still go to Lake Trust in Michigan. Note the Brighton address is the correspondence address; loan payments go to a separate Chicago lockbox (PO Box 75806, Chicago, IL 60675-5806) and should not be used for estate paperwork. With 27 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at Lake Trust can be managed in branch, by phone, and by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Lake Trust provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 27 account types at Lake Trust.
Preparing your estate →Death claim process
Report the death to Lake Trust's Member Services at 1-888-267-7200. The page lists the steps and the documents to send.
When someone dies →Lake Trust's Member Services / Financial Life Planning can answer questions about beneficiaries, trusts, or death claims at 1-888-267-7200. Email inquiries can be sent to laketrust@laketrust.org.
Lake Trust operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Sources
Data sourced from Lake Trust primary sources (15 pages reviewed). How we research.
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Estate planning articles
Learn how to protect your Lake Trust accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Vehicle Transfer on Death
Name a beneficiary to inherit your vehicle at death without probate. Available in 26 states and the District of Columbia.
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