Estate planning at Keesler Federal
How to protect 17 Keesler Federal accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Contact Center
Phone1-888-533-7537
Mailing Address
PO Box 7001, Biloxi, MS 39534
WebsiteLearn more →
Member Contact Center
Phone1-888-533-7537
Mailing Address
PO Box 7001, Biloxi, MS 39534
WebsiteLearn more →
Member Contact Center (Death Claims)
Phone1-888-533-7537
Mailing Address
Keesler Federal Credit Union, PO Box 7001, Biloxi, MS 39534
Verified Mar 2026
Keesler Federal is a credit union offering 17 accounts that interact with estate planning in different ways. As a membership-based credit union, Keesler Federal headquartered at 2602 Pass Road, Biloxi, MS 39531 (mailing: PO Box 7001, Biloxi, MS 39534). More than 50 branch locations stretching from New Orleans to Mobile, across Mississippi, and north to Jackson. Merged with Jefferson Financial Federal Credit Union (LA) effective July 1, 2025, adding 14 former Jefferson Financial branches. Full account integration completed March 2, 2026. Also operates locations in the United Kingdom serving military personnel. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Keesler Federal handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Keesler Federal provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Keesler Federal.
View details →When someone dies
Death claim process
7-step process, 6 required documents, and contact information for survivors.
View details →Keesler Federal operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Visit any Keesler Federal branch, call 888-533-7537 (Monday-Friday 7 AM - 7 PM CT, Saturday 8 AM - 1 PM CT), or request a beneficiary form by mail. Online beneficiary designation is not currently available. You will need to provide beneficiary details including full name, date of birth, Social Security number, and relationship. Keesler Federal recommends reviewing beneficiary designations every 3-5 years or after major life events.
Yes. Visit any Keesler Federal branch with your trust document (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. You will need to complete new account paperwork in the trust name. Existing accounts may need to be closed and reopened under the trust title. IRA and Keogh accounts cannot be retitled to a trust but can name a trust as beneficiary.
IRA and Keogh accounts cannot be retitled to a trust. However, you may be able to name a trust as the beneficiary of your IRA. Consult a tax advisor before doing so, as naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions. Contact Keesler Federal at 888-533-7537 for specific procedures.
Jefferson Financial Federal Credit Union merged into Keesler Federal effective July 1, 2025. All 14 former Jefferson Financial branches now operate as Keesler Federal locations. Full account system integration was completed March 2, 2026. All Keesler Federal estate planning procedures, beneficiary designations, and trust services apply to former Jefferson Financial accounts. Contact 888-533-7537 with any questions.
Checking Plus earns 5% APY on balances up to $25,000 with minimal qualifications met, while Checking Pays offers 3% cash back on up to $300 in monthly debit card purchases. Both accounts have no monthly maintenance fee and refund ATM withdrawal fees nationwide. Both include a Checking Saver companion account where rewards are automatically deposited to earn dividends.
Yes. Keesler Federal can facilitate trust, will, or court-ordered account arrangements upon request. Visit any branch with your trust documents, trustee photo ID, and trust tax ID number to open accounts in the trust name. Checking, savings, money market, and share certificate accounts can all be retitled or opened in a trust name. IRA and Keogh accounts cannot be retitled to a trust but can name a trust as beneficiary.
Keesler Federal offers Primary Share Savings, Alternate Share Savings, Christmas Share Savings, High Interest Money Market Account (HIMMA), and HIMMA Premier for savings. For certificates, standard Share Certificates are available with terms from 6 months to 5 years ($1,000 minimum), and FirstStep Certificates allow new savers to start with just $25 and add funds during the term.
Member Contact Center
Phone1-888-533-7537
Mailing Address
PO Box 7001, Biloxi, MS 39534
WebsiteLearn more →
Member Contact Center
Phone1-888-533-7537
Mailing Address
PO Box 7001, Biloxi, MS 39534
WebsiteLearn more →
Member Contact Center (Death Claims)
Phone1-888-533-7537
Mailing Address
Keesler Federal Credit Union, PO Box 7001, Biloxi, MS 39534
Verified Mar 2026
Estate planning resources for Keesler Federal customers
Tools and documents to help protect your Keesler Federal accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs