Estate planning at Kansas City Life

Use the Change of Beneficiary form (Form 299SP) at https://www.kclife.com/_assets/pdf/customer/299SP.pdf, and give the complete trust name, the date of the trust, and the name(s) of the trustee(s). A copy of the trust document listing the trustees is helpful but is not required. Two things Kansas City Life will not accept: dollar amounts (it takes percentages only) and a primary designation with no contingent behind it -- it requires a contingent beneficiary for each primary so the proceeds still distribute if a primary predeceases the insured. Use a separate form for each insured. Submit it through the kclic.net secure portal, by email to customerservice@kclife.com, by fax to 816-931-3585, or by mail to P.O. Box 219272, Kansas City, MO 64121-9272. The change is recorded on the date it arrives in good order at the Home Office, and Kansas City Life mails the policyowner a confirmation letter -- if that letter never comes, the change did not take.