Estate planning at IMCU
How to protect 13 IMCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Member Services
Phone1-317-248-8556
Toll-Free1-800-556-9268
Emailmembers@imcu.com
Mailing Address
Indiana Members Credit Union, P.O. Box 47769, Indianapolis, IN 46247
QPhone (Phone Banking)
Fraud Department
Lost/Stolen Credit Card
WebsiteLearn more→
Member Services
Phone1-317-248-8556
Toll-Free1-800-556-9268
Emailmembers@imcu.com
Mailing Address
Indiana Members Credit Union, P.O. Box 47769, Indianapolis, IN 46247
QPhone (Phone Banking)
Fraud Department
Lost/Stolen Credit Card
WebsiteLearn more→
Death Claims (via Member Services)
Phone1-800-556-9268
Mailing Address
Indiana Members Credit Union, C/O Member Services, P.O. Box 47769, Indianapolis, Indiana 46247
Verified May 2026
IMCU is a credit union offering 13 accounts that interact with estate planning in different ways. As a membership-based credit union, IMCU headquartered in Indianapolis, Indiana. 32 full-service branches across Central and Southern Indiana. Membership open to individuals who live, work, worship, or attend school in 49 eligible Indiana counties and 21 eligible Kentucky counties. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
Account holders can update their beneficiary designations at IMCU in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at IMCU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at IMCU.
View details →When someone dies
Death claim process
3-step process, 5 required documents, and contact information for survivors.
View details →IMCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Deposit accounts can be retitled into the name of a revocable living trust at IMCU, but membership eligibility still depends on at least one trustee meeting IMCU's field of membership requirements (living, working, worshipping, or attending school in an eligible Indiana or Kentucky county, or being an immediate family member of a current IMCU member). The trust itself does not qualify for membership independently. A trust EIN or the grantor's SSN (for revocable trusts) is required to open or retitle the account.
Sources
Data sourced from IMCU primary sources (13 pages reviewed). How we research.
Member Services
Phone1-317-248-8556
Toll-Free1-800-556-9268
Emailmembers@imcu.com
Mailing Address
Indiana Members Credit Union, P.O. Box 47769, Indianapolis, IN 46247
QPhone (Phone Banking)
Fraud Department
Lost/Stolen Credit Card
WebsiteLearn more→
Member Services
Phone1-317-248-8556
Toll-Free1-800-556-9268
Emailmembers@imcu.com
Mailing Address
Indiana Members Credit Union, P.O. Box 47769, Indianapolis, IN 46247
QPhone (Phone Banking)
Fraud Department
Lost/Stolen Credit Card
WebsiteLearn more→
Death Claims (via Member Services)
Phone1-800-556-9268
Mailing Address
Indiana Members Credit Union, C/O Member Services, P.O. Box 47769, Indianapolis, Indiana 46247
Verified May 2026
Estate planning articles
Learn how to protect your IMCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
