Estate planning at Idaho Central CU
How to protect 21 Idaho Central CU accounts — manage beneficiaries online, fund a trust in-branch, and file claims through Idaho Central CU's ICCU Wealth Management (Planning & Investing) — investment services through Osaic Institutions, Inc.
Member Services
Phone1-800-456-5067
Mailing Address
P.O. Box 2469, Pocatello, ID 83206-2469
After-Hours / Lost or Stolen Cards (US)
After-Hours (Outside US)
Card Activation/PIN
WebsiteLearn more→
ICCU Wealth Management (Planning & Investing) — investment services through Osaic Institutions, Inc.
Phone(208) 519-5847
Emailicwm@iccuwealth.com
Mailing Address
1111 S Silverstone Way, 5th Floor, Meridian, ID 83642
Private Client Department (PrivateClientDepartment@iccu.com)
WebsiteLearn more→
Death claims run through Member Services — ICCU has no separate estate department or claims portal
Phone1-800-456-5067
Mailing Address
Idaho Central Credit Union, P.O. Box 2469, Pocatello, ID 83206-2469
After-Hours (US)
After-Hours (Outside US)
Private Client Department
WebsiteNotify online→
Verified Jul 2026
Idaho Central CU offers 21 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Idaho Central CU largest credit union in Idaho. Serves members in Idaho, Washington (within school district boundaries), eastern Oregon (Baker, Malheur, Umatilla, Union, and Wallowa Counties), Nevada (Jackpot), and Arizona (Cochise, Pima, Pinal, Greenlee, Graham, Santa Cruz, and Yuma Counties, plus persons living in Arizona who are sponsored by an existing member). Micron Corporation employees and retirees, members of the GoWest Credit Union Association and its employees and chapters, and immediate family members of eligible members also qualify. Membership requires a $30 opening deposit ($25 to Share Savings Account plus $5 one-time membership fee). ICCU is the continuing (acquiring) credit union in its recent mergers: Tucson Old Pueblo Credit Union (Arizona, 2025) and CALCOE Federal Credit Union of Yakima and Moxee, Washington, whose members voted on the merger into ICCU at a special meeting on March 6, 2026 (iccu.com/wp-content/uploads/2026/02/CALCOE-Merger-Vote-FAQs-EN.pdf). Heirs settling a legacy CALCOE or TOPCU account are directed to ICCU Member Services. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Idaho Central CU lets account holders update beneficiary designations online, in branch, and by mail, typically taking 15-30 minutes via VideoChat or in branch; 1-2 weeks by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Idaho Central CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 21 account types at Idaho Central CU.
View details →When someone dies
Death claim process
Contact Idaho Central CU's ICCU Wealth Management (Planning & Investing) — investment services through Osaic Institutions, Inc. to file a claim. 7-step process, 5 required documents, and contact information for survivors.
View details →Idaho Central CU's ICCU Wealth Management (Planning & Investing) — investment services through Osaic Institutions, Inc. can answer questions about beneficiaries, trusts, or death claims at (208) 519-5847. Email inquiries can be sent to icwm@iccuwealth.com.
Idaho Central CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. ICCU states at https://www.iccu.com/services/account-beneficiaries/ that a new POD form revokes all prior POD designations. If you add one beneficiary or adjust a percentage, you must re-list every beneficiary you still intend to include — anyone left off the newest form is no longer designated. ICCU also lets you choose the scope: the designation can cover all existing and future accounts under your membership number, or a single specific account. Confirm which scope you are signing, because a membership-wide form is the one most likely to quietly overwrite an earlier per-account designation. Beneficiaries take equal shares unless you give ICCU written allocation percentages, and a Membership Officer witnesses the form in a branch or over VideoChat (https://www.iccu.com/contact/video-chat/) — outside those two channels the form must be notarized.
Sources
Data sourced from Idaho Central CU primary sources (26 pages reviewed). How we research.
Member Services
Phone1-800-456-5067
Mailing Address
P.O. Box 2469, Pocatello, ID 83206-2469
After-Hours / Lost or Stolen Cards (US)
After-Hours (Outside US)
Card Activation/PIN
WebsiteLearn more→
ICCU Wealth Management (Planning & Investing) — investment services through Osaic Institutions, Inc.
Phone(208) 519-5847
Emailicwm@iccuwealth.com
Mailing Address
1111 S Silverstone Way, 5th Floor, Meridian, ID 83642
Private Client Department (PrivateClientDepartment@iccu.com)
WebsiteLearn more→
Death claims run through Member Services — ICCU has no separate estate department or claims portal
Phone1-800-456-5067
Mailing Address
Idaho Central Credit Union, P.O. Box 2469, Pocatello, ID 83206-2469
After-Hours (US)
After-Hours (Outside US)
Private Client Department
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Idaho Central CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
