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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→IBC Bank

Estate planning at IBC Bank

How to protect 16 IBC Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through IBC Bank's IBC Investment Services (Estate Planning)

IBC Bank

Subsidiary of International Bancshares Corporation

ibc.com→
IBC Bank logo

Online Banking Support

Phone(210) 841-3000
Mailing Address

1200 San Bernardo Ave, Laredo, TX 78042-1359

IBC Laredo (Main HQ)
(956) 722-7611
Debit Card Fraud
1-866-902-5860
Fraud and Code of Ethics Hotline
1-800-894-6076
WebsiteLearn more→

IBC Investment Services (Estate Planning)

Phone(956) 722-7611
Mailing Address

1200 San Bernardo Ave, Laredo, TX 78042-1359

WebsiteLearn more→

Estate/death claims are handled at the account's home branch (no central estate unit)

Phone(210) 841-3000
Mailing Address

Written notice of death / termination of agent authority: Dennis E. Nixon, President, International Bancshares Corporation, P.O. Drawer 1359, Laredo, TX 78042-1359 (address named in the IBC Deposit Account Agreement)

IBC Laredo
(956) 722-7611
IBC San Antonio
(210) 518-2500
IBC Houston
(713) 526-1211
IBC Corpus Christi
(361) 888-4000
IBC McAllen
(956) 686-0263
IBC Brownsville
(956) 547-1000
IBC Austin
(512) 397-4506
IBC Oklahoma City
(405) 841-2100
WebsiteNotify online→
Verified Jul 2026

IBC Bank offers 16 consumer accounts that interact with estate planning in distinct ways. Of those, 12 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.

Beneficiary designations at IBC Bank can be managed in branch, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.

There are two sides to estate planning at IBC Bank: setting things up while you're alive, and the process survivors follow after a death.

Preparing your estate

Beneficiaries and trust funding

How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at IBC Bank.

View details →

When someone dies

Death claim process

Contact IBC Bank's IBC Investment Services (Estate Planning) to file a claim. 7-step process, 7 required documents, and contact information for survivors.

View details →

Reach IBC Bank's IBC Investment Services (Estate Planning) at (956) 722-7611 for help with any of these procedures.

IBC Bank is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.

SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • ibc.com
  • assets.milestoneinternet.com

Data sourced from IBC Bank primary sources (32 pages reviewed). How we research.

IBC Bank

Subsidiary of International Bancshares Corporation

ibc.com→
IBC Bank logo

Online Banking Support

Phone(210) 841-3000
Mailing Address

1200 San Bernardo Ave, Laredo, TX 78042-1359

IBC Laredo (Main HQ)
(956) 722-7611
Debit Card Fraud
1-866-902-5860
Fraud and Code of Ethics Hotline
1-800-894-6076
WebsiteLearn more→

IBC Investment Services (Estate Planning)

Phone(956) 722-7611
Mailing Address

1200 San Bernardo Ave, Laredo, TX 78042-1359

WebsiteLearn more→

Estate/death claims are handled at the account's home branch (no central estate unit)

Phone(210) 841-3000
Mailing Address

Written notice of death / termination of agent authority: Dennis E. Nixon, President, International Bancshares Corporation, P.O. Drawer 1359, Laredo, TX 78042-1359 (address named in the IBC Deposit Account Agreement)

IBC Laredo
(956) 722-7611
IBC San Antonio
(210) 518-2500
IBC Houston
(713) 526-1211
IBC Corpus Christi
(361) 888-4000
IBC McAllen
(956) 686-0263
IBC Brownsville
(956) 547-1000
IBC Austin
(512) 397-4506
IBC Oklahoma City
(405) 841-2100
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your IBC Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Estate planning articles

Learn how to protect your IBC Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.

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Robert Kiyosaki on Trusts: A Structural Necessity

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Ramit Sethi on Estate Planning: Start With a Living Trust

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