Estate planning at Hyundai Capital America
How to protect 2 Hyundai Capital America accounts — file death claims
Hyundai Motor Finance Customer Service
Phone1-800-523-4030
Mailing Address
General correspondence: Hyundai Motor Finance, PO Box 20829, Fountain Valley, CA 92728. Payments: Hyundai Motor Finance, PO Box 650805, Dallas, TX 75265-0805 (write the account number on the check).
Kia Finance America Customer Service
Hyundai Capital America (corporate)
WebsiteLearn more→
Hyundai Motor Finance Customer Service
Phone1-800-523-4030
Mailing Address
General correspondence: Hyundai Motor Finance, PO Box 20829, Fountain Valley, CA 92728. Payments: Hyundai Motor Finance, PO Box 650805, Dallas, TX 75265-0805 (write the account number on the check).
Kia Finance America Customer Service
Hyundai Capital America (corporate)
WebsiteLearn more→
Servicing Brand Customer Service (Deceased Account Holder)
Phone1-800-523-4030
Mailing Address
Hyundai Motor Finance, PO Box 20829, Fountain Valley, CA 92728 (general correspondence; call the servicing brand to confirm where to send a death certificate and estate documents). Hyundai vehicles: 1-800-523-4030. Kia vehicles: 1-866-331-5632. Genesis vehicles: Genesis Finance.
Kia Finance America
Verified Jul 2026
When a Hyundai Capital America borrower dies, the loan does not simply disappear. The executor contacts Hyundai Capital America to establish authority, learn the payoff amount, and choose how to handle the balance under the servicer's procedures and applicable law.
There are two sides to estate planning at Hyundai Capital America: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to review 2 account types at Hyundai Capital America.
View details →When someone dies
Death claim process
5-step process, 3 required documents, and contact information for survivors.
View details →Frequently asked questions
The finance company holds a lien on the financed vehicle's title until the loan is paid in full. The estate requests the payoff amount (online after logging in to the account, or by phone) and pays the balance from estate funds, life insurance, or the proceeds of a sale. Once the balance is satisfied, the finance company releases its lien and the title so the vehicle can be retitled to an heir or transferred to a buyer.
An heir who wants to keep a financed vehicle generally either pays off the loan and retitles the vehicle through the estate, or refinances the balance in their own name with a lender of their choice. Payments must be kept current in the meantime, because the vehicle secures the loan and can be repossessed if the account falls behind. Discuss the payoff amount and options with the servicing brand at 1-800-523-4030 (Hyundai) or 1-866-331-5632 (Kia).
If the estate does not intend to keep a financed vehicle, it can sell the vehicle and use the proceeds to pay the loan balance, or surrender the vehicle to the finance company. For a lease, the vehicle is returned through the lease-end process. Any remaining balance on a loan after a sale or surrender, or any remaining obligation on a lease, is a debt of the estate. The servicing brand's customer service can explain the current balance, the payoff amount, and the return or surrender process.
Sources
Data sourced from Hyundai Capital America primary sources (6 pages reviewed). How we research.
Hyundai Motor Finance Customer Service
Phone1-800-523-4030
Mailing Address
General correspondence: Hyundai Motor Finance, PO Box 20829, Fountain Valley, CA 92728. Payments: Hyundai Motor Finance, PO Box 650805, Dallas, TX 75265-0805 (write the account number on the check).
Kia Finance America Customer Service
Hyundai Capital America (corporate)
WebsiteLearn more→
Hyundai Motor Finance Customer Service
Phone1-800-523-4030
Mailing Address
General correspondence: Hyundai Motor Finance, PO Box 20829, Fountain Valley, CA 92728. Payments: Hyundai Motor Finance, PO Box 650805, Dallas, TX 75265-0805 (write the account number on the check).
Kia Finance America Customer Service
Hyundai Capital America (corporate)
WebsiteLearn more→
Servicing Brand Customer Service (Deceased Account Holder)
Phone1-800-523-4030
Mailing Address
Hyundai Motor Finance, PO Box 20829, Fountain Valley, CA 92728 (general correspondence; call the servicing brand to confirm where to send a death certificate and estate documents). Hyundai vehicles: 1-800-523-4030. Kia vehicles: 1-866-331-5632. Genesis vehicles: Genesis Finance.
Kia Finance America
Verified Jul 2026
Estate planning articles
Learn how to protect your Hyundai Capital America accounts and other assets with trusts, beneficiary designations, and estate planning documents.
