Estate planning and settlement at Heartland
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-800-697-0049
Heartland has changed ownershipAcquired, effective February 2025
Heartland BancCorp was acquired by German American Bancorp, Inc. at 12:01 a.m. ET on February 1, 2025, and Heartland Bank merged with and into German American Bank immediately after the holding-company transaction closed. Heartland Bank continues to operate under its own brand as a division of German American Bank in the Columbus, Ohio and Greater Cincinnati markets, with its own Customer Care line at (800) 697-0049 and its own branches, but it is no longer a separately chartered bank: FDIC certificate 9443 closed on February 1, 2025 and deposits are now insured under German American Bank, FDIC certificate 17393. Two routing numbers remain in service and heartland.bank publishes both in its footer — 044109336 for Heartland Bank, a division of German American Bank, and 083904563 for German American Bank — so an executor working from old Heartland checks and statements will see a different number than the one on the parent site. Trust administration and estate planning are delivered under the German American Bank wealth management group.
Heartland offers 18 consumer accounts that interact with estate planning in distinct ways. Of those, 15 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Heartland can be managed in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at Heartland: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 18 account types at Heartland.
Preparing your estate →Death claim process
Report the death to Heartland's Customer Care Center / branch banking at 1-800-697-0049. The page lists the steps and the documents to send.
When someone dies →For questions about any of these procedures, contact Heartland's Trust Administration and Estate Planning at 1-800-697-0049.
Because Heartland serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Heartland primary sources (15 pages reviewed). How we research.
Heartland customer support
Customer Care Center
Phone
Toll-free
BankLine 24 (bank by phone)
Lost or stolen check card
Lost or stolen check card (alternate)
Lost or stolen credit card
Treasury Support
Hours
Mailing address
Website
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