How to name beneficiaries and fund a trust at Hancock Whitney
Covers 9 deposit, 4 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone1-800-448-8812
Mailing Address
P.O. Box 4019, Gulfport, MS 39502
Spanish Language Support
Financial Consultants
Treasury Services Client Support
Mortgage Support
Mortgage Loan Application
Consumer Loan Applications
Business Loan Applications
HELOC Support
WebsiteLearn more→
Trust & Asset Management
Phone1-800-651-9227
Death Claims
Phone1-800-448-8812
Toll-Free1-800-448-8812
Mailing Address
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Verified May 2026
Estate planning for your Hancock Whitney accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
With 15 product types, Hancock Whitney offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
Freestyle CheckingPriority CheckingAssure CheckingFreestyle SavingsSavings BuilderChristmas ClubMoney Market AccountPriority Money MarketCertificate of Deposit (CD)
1
Visit a Hancock Whitney financial center with government-issued photo ID
2
Request a POD (Payable on Death) beneficiary designation form from an account representative
3
Complete the beneficiary designation form:
- Provide beneficiary details including full legal name, date of birth, and Social Security number
- Designate primary and contingent beneficiaries
- Specify distribution percentages if naming multiple beneficiaries
- Consider per stirpes designation so a deceased beneficiary's share passes to their children
4
Review and sign the completed form with the representative
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Coordinate beneficiary designations with your overall estate plan to avoid conflicts with your will or trust
- Name contingent beneficiaries to maintain control if a primary beneficiary predeceases you
- Review and update designations after major life changes such as marriage, divorce, birth, or death
Phone1-800-448-8812
Mailing Address
P.O. Box 4019, Gulfport, MS 39502
Spanish Language Support
Financial Consultants
Treasury Services Client Support
Mortgage Support
Mortgage Loan Application
Consumer Loan Applications
Business Loan Applications
HELOC Support
WebsiteLearn more→
Trust & Asset Management
Phone1-800-651-9227
Death Claims
Phone1-800-448-8812
Toll-Free1-800-448-8812
Mailing Address
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Verified May 2026
Estate planning articles
Learn how to protect your Hancock Whitney accounts and other assets with trusts, beneficiary designations, and estate planning documents.
