Estate planning at Hancock Whitney
How to protect 15 Hancock Whitney accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Hancock Whitney's Trust & Asset Management
Phone1-800-448-8812
Mailing Address
P.O. Box 4019, Gulfport, MS 39502
Spanish Language Support
WebsiteLearn more →
Trust & Asset Management
Phone1-800-651-9227
Death Claims
Phone1-800-448-8812
Toll-Free1-800-448-8812
Mailing Address
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Verified Feb 2026
Hancock Whitney offers 15 consumer accounts that interact with estate planning in distinct ways. Of those, 13 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at Hancock Whitney can be managed in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Hancock Whitney provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Hancock Whitney.
View details →When someone dies
Death claim process
Contact Hancock Whitney's Trust & Asset Management to file a claim. 9-step process, 5 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Hancock Whitney's Trust & Asset Management at 1-800-651-9227.
Hancock Whitney operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. You can retitle your checking, savings, money market, and CD accounts to a revocable living trust. Visit a Hancock Whitney financial center and meet with a Private Banker. Bring your trust agreement or Certification of Trust, government-issued photo ID for all trustees, and the trust's EIN if applicable. Allow 1-2 weeks for processing.
No. IRAs cannot be titled to a trust. However, you can name your trust as the beneficiary of your IRA. Consult a tax advisor before doing this, as there are significant tax implications for trust beneficiaries under the SECURE Act's 10-year distribution rule.
Yes. Hancock Whitney has a full-service Trust & Asset Management division with nearly a century of trustee experience. Services include trust administration, estate settlement, professional trustee services, investment management, and generational wealth transfer planning. The Wealth Management division offers Gold (up to $1M), Platinum ($1M-$3M), and Titanium ($3M+) service tiers. Call 1-800-651-9227 to speak with an advisor.
Yes. Hancock Whitney Trust & Asset Management can serve as a professional corporate trustee, managing trust assets and handling administrative responsibilities on behalf of beneficiaries. The bank ensures all actions within trust accounts comply with the governing trust documents and applicable laws. Investment management fees are approximately 1% of assets, with the range typically between 0.5% and 1.5%.
Hancock Whitney offers three personal checking accounts: Freestyle Checking (everyday account with easy fee waivers), Priority Checking (premium tier with interest earnings, complimentary investment analysis, and fee waiver with $5,000 balance or $250,000+ in Trust accounts), and Assure Checking (budget-friendly with no overdraft fees on small items). All include Early Pay, Greenlight debit cards, and Zelle.
Hancock Whitney offers Traditional and Roth IRAs in both savings and CD formats. IRA Savings accounts have a $5 monthly fee waived with $100 minimum balance and allow up to 3 withdrawals per month. IRA CDs require a $1,000 minimum deposit with guaranteed rates. Traditional IRAs offer tax-deductible contributions with tax-deferred growth. Roth IRAs provide tax-free growth and withdrawals with no Required Minimum Distributions during the account holder's lifetime.
Phone1-800-448-8812
Mailing Address
P.O. Box 4019, Gulfport, MS 39502
Spanish Language Support
WebsiteLearn more →
Trust & Asset Management
Phone1-800-651-9227
Death Claims
Phone1-800-448-8812
Toll-Free1-800-448-8812
Mailing Address
Hancock Whitney Bank, P.O. Box 4019, Gulfport, MS 39502
Verified Feb 2026
Estate planning resources for Hancock Whitney customers
Tools and documents to help protect your Hancock Whitney accounts.
Do I Need a Revocable Trust?
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