Estate planning at Glacier Bancorp
How to protect 14 Glacier Bancorp accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-406-756-4200
Toll-Free1-800-735-4371
Mailing Address
P.O. Box 27, Kalispell, MT 59903
After-Hours Debit/Online Support
WebsiteLearn more→
Phone1-406-756-4200
Toll-Free1-800-735-4371
Mailing Address
P.O. Box 27, Kalispell, MT 59903
After-Hours Debit/Online Support
WebsiteLearn more→
Death Claims
Phone1-800-735-4371
Toll-Free1-800-735-4371
Mailing Address
Glacier Bank, P.O. Box 27, Kalispell, MT 59903
Verified Apr 2026
Glacier Bancorp has 14 accounts, each with different rules for what happens when the account holder dies. Of those, 10 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
At Glacier Bancorp, beneficiary designations are managed in branch. Accounts can also be retitled into a trust to keep them out of probate entirely.
Glacier Bancorp has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at Glacier Bancorp.
View details →When someone dies
Death claim process
4-step process, 6 required documents, and contact information for survivors.
View details →Glacier Bancorp operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. As the account owner, you may change beneficiaries, change account types, or withdraw all or part of the account funds at any time. Visit your local Glacier Bank division branch to update your POD designation. Changes must be made in person at a branch.
No. Glacier Bank does not operate a dedicated internal trust department. For trust administration services, consult an external trust company or estate planning attorney. However, the bank can retitle your deposit accounts into your revocable living trust at any branch location.
Glacier Bancorp operates 18 bank divisions across 9 western states: Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. Divisions include Glacier Bank, First Security Bank, Valley Bank, Mountain West Bank, Altabank, Wheatland Bank, Guaranty Bank & Trust, and others. Visit glacierbank.com/all-divisions to find your local division and branch locations.
Visit your local Glacier Bank division branch with your Certification of Trust or full trust agreement and government-issued ID for all trustees. The bank will complete a new signature card in the trust name and retitle the account. You will also need to provide a completed IRS Form W-9 with either the trust EIN or the grantor's Social Security number for revocable trusts. Trust account retitling must be completed in person at a branch.
Yes. Glacier Bank IRA accounts (Traditional IRA, Roth IRA, and SEP IRA) require a separate beneficiary designation form from the POD forms used for deposit accounts. Visit your local division branch to complete the IRA Beneficiary Designation Form. You can name individuals or a trust as beneficiary. The beneficiary designation on the IRA overrides any instructions in a will.
Yes. Glacier Bank is a member of the FDIC. Deposit accounts including checking, savings, money market, and CDs are insured up to $250,000 per depositor, per ownership category. IRA deposits are separately insured up to $250,000. Trust accounts may qualify for additional coverage based on the number of qualifying beneficiaries. Visit glacierbank.com/fdic-notice for details.
Under the federal Garn-St. Germain Depository Institutions Act (12 U.S.C. 1701j-3), Glacier Bank cannot enforce a due-on-sale clause when a property is transferred to the borrower's revocable living trust, a surviving spouse, or a child. You can transfer the property securing the mortgage into your trust without triggering loan acceleration. Contact your local division branch or loan officer for the process and any required documentation.
Sources
Data sourced from Glacier Bancorp primary sources (16 pages reviewed). How we research.
Phone1-406-756-4200
Toll-Free1-800-735-4371
Mailing Address
P.O. Box 27, Kalispell, MT 59903
After-Hours Debit/Online Support
WebsiteLearn more→
Phone1-406-756-4200
Toll-Free1-800-735-4371
Mailing Address
P.O. Box 27, Kalispell, MT 59903
After-Hours Debit/Online Support
WebsiteLearn more→
Death Claims
Phone1-800-735-4371
Toll-Free1-800-735-4371
Mailing Address
Glacier Bank, P.O. Box 27, Kalispell, MT 59903
Verified Apr 2026
Estate planning articles
Learn how to protect your Glacier Bancorp accounts and other assets with trusts, beneficiary designations, and estate planning documents.
