Estate planning at Glacier Bancorp
How to protect 14 Glacier Bancorp accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
P.O. Box 27, Kalispell, MT 59903
P.O. Box 27, Kalispell, MT 59903
Death Claims
Glacier Bank, P.O. Box 27, Kalispell, MT 59903
Glacier Bancorp has 14 accounts, each with different rules for what happens when the account holder dies. Of those, 10 can name a trust as beneficiary or be retitled into a trust. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
At Glacier Bancorp, beneficiary designations are managed in branch. Accounts can also be retitled into a trust to keep them out of probate entirely.
Glacier Bancorp has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at Glacier Bancorp.
View details →When someone dies
Death claim process
5-step process, 6 required documents, and contact information for survivors.
View details →Glacier Bancorp operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Glacier Bank does not operate an internal trust department, but any of its 18 division branches can retitle deposit accounts into a revocable living trust. Bring your Certification of Trust or full trust agreement, government-issued ID for all trustees, and a completed IRS Form W-9 carrying the trust EIN (or the grantor's Social Security number, which is what a revocable trust normally uses). The branch completes a new signature card in the trust name. Retitling cannot be done online or by mail -- it is an in-person process. For trust administration services, use an outside trust company or estate planning attorney.
Yes, when the account is opened as a fiduciary account. Glacier's deposit agreement defines fiduciary accounts to include estate accounts, trust accounts, conservatorship accounts, representative payee accounts, and UTMA accounts, and states that where an account is identified as a fiduciary account in the Account Agreement, it is not subject to the bank's right of setoff and is not subject to execution, levy, or garnishment against the fiduciary. This matters if the executor or trustee has personal debts at Glacier -- make sure the branch records the estate account as a fiduciary account when it is opened.
Sources
Data sourced from Glacier Bancorp primary sources (17 pages reviewed). How we research.
P.O. Box 27, Kalispell, MT 59903
P.O. Box 27, Kalispell, MT 59903
Death Claims
Glacier Bank, P.O. Box 27, Kalispell, MT 59903
Estate planning articles
Learn how to protect your Glacier Bancorp accounts and other assets with trusts, beneficiary designations, and estate planning documents.
