Estate planning at Gemini
How to protect 8 Gemini accounts — file death claims
Customer Support
Phone1-866-240-5113
Emailsupport@gemini.com
Mailing Address
Gemini Trust Company, LLC, 600 Third Avenue, 2nd Floor, New York, NY 10016
WebsiteLearn more→
Customer Support
Phone1-866-240-5113
Emailsupport@gemini.com
Mailing Address
Gemini Trust Company, LLC, 600 Third Avenue, 2nd Floor, New York, NY 10016
WebsiteLearn more→
Death Claims (General Customer Support)
Phone1-866-240-5113
Emailsupport@gemini.com
Mailing Address
Gemini Trust Company, LLC, 600 Third Avenue, 2nd Floor, New York, NY 10016
WebsiteNotify online→
Verified Jul 2026
Gemini has 8 accounts, each with different rules for what happens when the account holder dies. The right combination of beneficiary designations and trust ownership can keep the entire portfolio out of probate.
To add or update beneficiaries at Gemini, account holders work through direct contact with the institution.
Gemini has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to review 8 account types at Gemini.
View details →When someone dies
Death claim process
6-step process, 5 required documents, and contact information for survivors.
View details →Frequently asked questions
Cryptocurrency holdings are not FDIC insured or SIPC protected. Gemini Custody is backed by $125 million in digital asset insurance as of March 1, 2024 ($25M of commercial crime insurance on the Hot Wallet plus $100M of offline cold-storage coverage), in part through Nakamoto, Ltd., a Gemini captive insurance company licensed by the Bermuda Monetary Authority. The policy covers theft from a direct security breach, hack of Gemini systems, or theft by a Gemini employee. USD deposits held at partner banks may be eligible for FDIC pass-through insurance up to $250,000 per depositor. Gemini is SOC 1 Type 2, SOC 2 Type 2, and ISO 27001 certified.
A Gemini exchange account is for active trading, buying, selling, and holding cryptocurrency with online access. Gemini Custody is a regulated cold storage solution with multi-party technology, role-based governance, biometric access controls, and $125M digital asset insurance as of March 1, 2024 ($25M Hot Wallet commercial crime plus $100M cold-storage), in part through Nakamoto, Ltd. Custody has a $30/month minimum fee per asset. Gemini Instant Trade allows trading directly from custody-held assets. Both can be opened as trust or entity accounts through institutional onboarding -- individual exchange accounts do not support beneficiary or TOD designations, so a trust account is the primary way to keep crypto out of probate at Gemini.
Yes. Gemini supports trust accounts through the institutional account onboarding process. Register at gemini.com and select "Business" as the account type, then complete the onboarding questionnaire indicating trust as the entity type. A member of the Gemini Compliance team will contact you with next steps. Required documents include the trust agreement or certification of trust, trustee identification, EIN, W-9/W-8, and a bank statement in the name of the trust. The bank account linked for deposits must be in the name of the trust entity. Gemini Trust Company operates as a fiduciary and qualified custodian under New York Banking Law, which is uncommon among crypto platforms.
Sources
Data sourced from Gemini primary sources (26 pages reviewed). How we research.
Customer Support
Phone1-866-240-5113
Emailsupport@gemini.com
Mailing Address
Gemini Trust Company, LLC, 600 Third Avenue, 2nd Floor, New York, NY 10016
WebsiteLearn more→
Customer Support
Phone1-866-240-5113
Emailsupport@gemini.com
Mailing Address
Gemini Trust Company, LLC, 600 Third Avenue, 2nd Floor, New York, NY 10016
WebsiteLearn more→
Death Claims (General Customer Support)
Phone1-866-240-5113
Emailsupport@gemini.com
Mailing Address
Gemini Trust Company, LLC, 600 Third Avenue, 2nd Floor, New York, NY 10016
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Gemini accounts and other assets with trusts, beneficiary designations, and estate planning documents.
