How to name beneficiaries and fund a trust at Gate City
Covers 10 deposit, 2 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Customer Service
Gate City Bank, P.O. Box 2847, Fargo, ND 58108-2847
Customer Service
Gate City Bank, P.O. Box 2847, Fargo, ND 58108-2847
Death Claims / Estate Services
Gate City Bank, P.O. Box 2847, Fargo, ND 58108-2847
Estate planning for your Gate City accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Gate City offers 15 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
- Full legal name
- Date of birth
- Social Security number
- Primary or contingent designation
- Percentage allocation if naming multiple beneficiaries
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Account owner(s) may change beneficiaries at any time
- On death of the last surviving account owner, ownership passes to the POD beneficiaries
- Beneficiary designation forms must be completed in person at a branch
Sources
Data sourced from Gate City primary sources (18 pages reviewed). How we research.
Download these Gate City instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Gate City primary sources. Bring it to the branch or keep it beside the phone.
Customer Service
Gate City Bank, P.O. Box 2847, Fargo, ND 58108-2847
Customer Service
Gate City Bank, P.O. Box 2847, Fargo, ND 58108-2847
Death Claims / Estate Services
Gate City Bank, P.O. Box 2847, Fargo, ND 58108-2847
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