Skip to main content
SimplyTrust
SimplyTrust
Create a TrustSettle an EstateForms & ToolsFreeResources
SimplyTrust Logo

Every family deserves a plan. We'll help.

Get startedApp StoreGoogle Play

Forms

  • Revocable Living Trust
  • Last Will and Testament
  • Pour-Over Will
  • Healthcare Power of Attorney
  • Financial Power of Attorney
  • Transfer on Death Deed
  • Vehicle Transfer on Death

Tools

  • Trust vs Will
  • Probate Calculator
  • Who Inherits
  • Estate Settlement
  • Death Tax Calculator
  • Life Insurance

Compare

  • Compare Services
  • vs LegalZoom
  • vs Trust & Will
  • vs Rocket Lawyer
  • vs Quicken WillMaker

Learn

  • Revocable Living Trusts
  • Last Will and Testaments
  • Articles
  • State Guides
  • Estate Law
  • Life Events

Directories

  • Law Firms
  • Financial Assets
  • Digital Assets
  • Government Agencies

Company

  • About
  • Careers
  • Contact
  • Create a Trust

SimplyTrust is not a law firm and does not provide legal advice, legal counsel, or attorney review. Information on this platform is for general informational purposes only. Use of SimplyTrust does not create an attorney-client relationship. You are solely responsible for all documents you create. For advice tailored to your circumstances, consult a licensed attorney in your state.

© 2026 SimplyTrust Software Inc. All rights reserved.

Privacy Policy·Terms of Service·Security··AI Access

All content, data, and calculations are proprietary. Automated scraping, systematic downloading, or data extraction is prohibited under our Terms of Service. Product visuals are simulated for illustrative purposes and may differ from actual experience. Logos provided by Logo.dev.

OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
SimplyTrust forms
Letter of Instruction
Home→Financial Institutions→Freedom Mortgage→Preparing your estate

What happens to your Freedom Mortgage accounts when you die

Covers 4 lending accounts — all transfer through probate

Freedom Mortgage

Mortgage Servicer · Nationwide

freedommortgage.com→
Freedom Mortgage logo

Freedom Mortgage Customer Care

Phone1-855-690-5900
Mailing Address

Payments (Eastern US): Freedom Mortgage Corporation, P.O. Box 6656, Chicago, IL 60680-6656. Payments (Western US): Freedom Mortgage Corporation, P.O. Box 7230, Pasadena, CA 91109-7230. Payoff requests: P.O. Box 50485, Indianapolis, IN 46250-0401. Corporate: 951 Yamato Road, Suite 175, Boca Raton, FL 33431.

Loan Advisor Line (assumptions / new loans)
1-877-220-5533
WebsiteLearn more→

Freedom Mortgage Customer Care

Phone1-855-690-5900
Mailing Address

Payments (Eastern US): Freedom Mortgage Corporation, P.O. Box 6656, Chicago, IL 60680-6656. Payments (Western US): Freedom Mortgage Corporation, P.O. Box 7230, Pasadena, CA 91109-7230. Payoff requests: P.O. Box 50485, Indianapolis, IN 46250-0401. Corporate: 951 Yamato Road, Suite 175, Boca Raton, FL 33431.

Loan Advisor Line (assumptions / new loans)
1-877-220-5533
WebsiteLearn more→

Freedom Mortgage Successor in Interest / Deceased Borrower

Phone1-855-690-5900
Mailing Address

Freedom Mortgage Corp, P.O. Box 50485, Indianapolis, IN 46250-0485

Loan Advisor Line (assumption)
1-877-220-5533
Verified Jul 2026

Freedom Mortgage does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Freedom Mortgage mortgage loans pass through the estate at death and may require probate.

When an account holder dies, the executor or administrator will need to contact Freedom Mortgage with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.

Freedom Mortgage does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.

Why trust accounts are not available

Freedom Mortgage does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.

SimplyTrustSimplyTrust Editorial·Updated July 11, 2026

Sources

  • freedommortgage.com

Data sourced from Freedom Mortgage primary sources (3 pages reviewed). How we research.

Freedom Mortgage

Mortgage Servicer · Nationwide

freedommortgage.com→
Freedom Mortgage logo

Freedom Mortgage Customer Care

Phone1-855-690-5900
Mailing Address

Payments (Eastern US): Freedom Mortgage Corporation, P.O. Box 6656, Chicago, IL 60680-6656. Payments (Western US): Freedom Mortgage Corporation, P.O. Box 7230, Pasadena, CA 91109-7230. Payoff requests: P.O. Box 50485, Indianapolis, IN 46250-0401. Corporate: 951 Yamato Road, Suite 175, Boca Raton, FL 33431.

Loan Advisor Line (assumptions / new loans)
1-877-220-5533
WebsiteLearn more→

Freedom Mortgage Customer Care

Phone1-855-690-5900
Mailing Address

Payments (Eastern US): Freedom Mortgage Corporation, P.O. Box 6656, Chicago, IL 60680-6656. Payments (Western US): Freedom Mortgage Corporation, P.O. Box 7230, Pasadena, CA 91109-7230. Payoff requests: P.O. Box 50485, Indianapolis, IN 46250-0401. Corporate: 951 Yamato Road, Suite 175, Boca Raton, FL 33431.

Loan Advisor Line (assumptions / new loans)
1-877-220-5533
WebsiteLearn more→

Freedom Mortgage Successor in Interest / Deceased Borrower

Phone1-855-690-5900
Mailing Address

Freedom Mortgage Corp, P.O. Box 50485, Indianapolis, IN 46250-0485

Loan Advisor Line (assumption)
1-877-220-5533
Verified Jul 2026

Estate planning articles

Learn how to protect your Freedom Mortgage accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

Get startedApp StoreGoogle Play
SimplyTrust app shown on a phone

Estate planning articles

Learn how to protect your Freedom Mortgage accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Reimbursable Trustee Expenses: A Clear Overview

Reimbursable Trustee Expenses: A Clear Overview

Which trustee expenses does a trust reimburse?
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Refundable Executor Expenses: What Estates Cover

Refundable Executor Expenses: What Estates Cover

Learn which out-of-pocket costs executors recover from estates.
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on trusts: any estate plan at all is a good thing. We agree about that. There's one thing we don't agree with him about on trusts, though.
Trusts
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Jean Chatzky on Estate Planning: It’s a Gift

Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
Estate Planning
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Robert Kiyosaki on Trusts: A Structural Necessity

Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026
Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026

Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

Learn more
Marriage

Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

Learn more
New Home

New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

Learn more
Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

Learn more