Estate planning and settlement at FourLeaf FCU
Name beneficiaries in branch, fund a trust in branch, and report a death at 1-844-306-0529
FourLeaf FCU offers 10 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, FourLeaf FCU forty branches in two states: 39 across Long Island, Queens, Brooklyn and Manhattan, plus a single New Jersey branch in Cherry Hill (opened 2024). Federally chartered; NCUA charter 4735, 527,355 members, headquartered in Bethpage, New York. MEMBERSHIP ELIGIBILITY IS A SEPARATE FACT and is genuinely nationwide: acquiring Montauk Credit Union and its open charter in 2016 made membership "available to anyone across the country," and membership is established by opening a $5 Savings Account, with the Special Purpose Account page adding that an applicant "must be a U.S. citizen or permanent resident alien." Neither that eligibility nor Co-op network access -- more than 30,000 surcharge-free ATMs and more than 5,000 shared branches, which are other credit unions' counters -- widens the branch footprint above. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Beneficiary designations at FourLeaf FCU can be managed in branch, by phone, and by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
FourLeaf FCU provides specific procedures for both proactive estate planning and filing claims after a death.
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 10 account types at FourLeaf FCU.
Preparing your estate →Death claim process
Report the death to FourLeaf FCU's Operations - Decedent Claims at 1-844-306-0529. The page lists the steps and the documents to send.
When someone dies →FourLeaf FCU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Sources
Data sourced from FourLeaf FCU primary sources (15 pages reviewed). How we research.
FourLeaf FCU customer support
General Call Center
Phone
FourLeaf Financial Group (investments)
Real Estate Loan Servicing (mortgage and home equity)
Business Services
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Mailing address
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Estate planning articles
Learn how to protect your FourLeaf FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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