Estate planning at FirstBank
How to protect 14 FirstBank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through FirstBank's Customer Service (no dedicated estate services department)
Phone1-800-964-3444
Fax1-303-235-1047
Mailing Address
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Metro Denver
WebsiteLearn more→
Customer Service (no dedicated estate services department)
Phone1-800-964-3444
Mailing Address
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
WebsiteLearn more→
Customer Service (death claims handled via main line)
Phone1-800-964-3444
Toll-Free1-800-964-3444
Fax1-303-235-1047
Mailing Address
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Verified Apr 2026
How your FirstBank accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 13 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
FirstBank lets account holders update beneficiary designations in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
FirstBank has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at FirstBank.
View details →When someone dies
Death claim process
Contact FirstBank's Customer Service (no dedicated estate services department) to file a claim. 5-step process, 5 required documents, and contact information for survivors.
View details →Reach FirstBank's Customer Service (no dedicated estate services department) at 1-800-964-3444 for help with any of these procedures.
FirstBank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
PNC Financial Services Group completed its acquisition of FirstBank on January 5, 2026. FirstBank continues to operate independently until customer account conversion, expected summer 2026. Customers should continue using their FirstBank accounts as usual until they receive communications with specific instructions about the transition. Deposits at PNC and FirstBank are insured separately until conversion. As of January 7, 2026, FirstBank debit cardholders can make surcharge-free withdrawals at over 8,000 PNC ATMs nationwide. After conversion, customers gain access to PNC's national branch network, enhanced digital tools, wealth management services, and approximately 60,000 partner ATMs nationwide. Over time, FirstBank locations, cards, and statements will transition to the PNC name. Account and routing numbers will change after conversion. PNC has committed to operating and investing in FirstBank's branches and retaining customer-facing branch employees.
Yes. After the conversion expected summer 2026, account numbers and routing numbers will change. FirstBank and PNC will provide clear instructions before any changes take effect. Customers should update their contact information through the mobile app or online banking to ensure they receive transition communications. Current routing number is 107005047.
The Bloom Package is a checking and savings account bundle that combines Bloom Checking and Bloom Savings. It requires Online Banking with eStatements and a FirstBank Visa Debit Card. Bloom Savings includes an automatic savings feature where customers can set transfers between $0-$99.99 per qualifying transaction. Customers under 26 receive an automatic fee waiver.
Effective February 2, 2026, FirstBank no longer offers new Health Savings Accounts. Existing HSA accounts are not affected. The HSA has a $0 minimum balance and $25 annual fee. 2026 contribution limits are $4,400 (individual), $8,750 (family), plus a $1,000 catch-up for age 55 and older. Contributions are tax-deductible, earnings grow tax-deferred, and distributions for qualified medical expenses are tax-free.
Yes. Deposit accounts at FirstBank -- including checking, savings, money market, and time deposit accounts -- can be retitled to a revocable living trust by visiting any FirstBank branch with your trust document or Certificate of Trust and government-issued photo ID for all trustees. IRA and HSA accounts cannot be retitled to a trust, but a trust can be named as a beneficiary on IRA accounts. FirstBank was acquired by PNC on January 5, 2026; trust funding procedures will transition to PNC processes when customer conversion occurs summer 2026.
No. Effective March 1, 2026, FirstBank no longer offers new mortgages or consumer loans. Existing mortgage accounts are not affected. After the PNC conversion expected summer 2026, customers will have access to PNC's lending products.
For 2026, the IRA contribution limit is $7,500 per individual, with a $1,100 catch-up contribution for those age 50 and older. A married couple can contribute up to 100% of combined income or $15,000 for 2026, whichever is less (Spousal IRA). FirstBank offers both Traditional and Roth IRAs available as savings or time deposit accounts. IRAs cannot be retitled to a trust, but a trust can be named as beneficiary.
Sources
Data sourced from FirstBank primary sources (18 pages reviewed). How we research.
Phone1-800-964-3444
Fax1-303-235-1047
Mailing Address
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Metro Denver
WebsiteLearn more→
Customer Service (no dedicated estate services department)
Phone1-800-964-3444
Mailing Address
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
WebsiteLearn more→
Customer Service (death claims handled via main line)
Phone1-800-964-3444
Toll-Free1-800-964-3444
Fax1-303-235-1047
Mailing Address
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Verified Apr 2026
Estate planning articles
Learn how to protect your FirstBank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
