Estate planning at FirstBank
How to protect 14 FirstBank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through FirstBank's Customer Service (no dedicated estate services department)
Brand change
FirstBank was acquired by PNC Financial Services Group. Branches reopened as PNC on June 22, 2026; account and routing numbers changed at conversion. Effective June 2026.
FirstBank is now part of PNC Bank. The procedures below reflect FirstBank's accounts during the transition. View the PNC Bank estate planning page.
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Customer Service (no dedicated estate services department)
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Customer Service (death claims handled via main line)
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
How your FirstBank accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 13 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
FirstBank lets account holders update beneficiary designations in branch and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
FirstBank has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at FirstBank.
View details →When someone dies
Death claim process
Contact FirstBank's Customer Service (no dedicated estate services department) to file a claim. 5-step process, 5 required documents, and contact information for survivors.
View details →Reach FirstBank's Customer Service (no dedicated estate services department) at 1-800-964-3444 for help with any of these procedures.
FirstBank operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
PNC Financial Services Group completed its acquisition of FirstBank on January 5, 2026. Customer account conversion to PNC occurs the weekend of June 18-22, 2026: FirstBank branches close at noon local time on Friday June 18, 2026, Online and Mobile Banking is available in view-only mode from the evening of June 18 until Monday June 22, and branches reopen as PNC on June 22. FirstBank ATM, Debit and Credit cards continue working until new PNC cards are activated. Deposits at PNC and FirstBank are insured separately until conversion. After conversion, customers gain access to PNC's national branch network, enhanced digital tools, wealth management services, and approximately 60,000 partner ATMs nationwide. Account and routing numbers change at conversion. PNC has committed to operating and investing in FirstBank's branches and retaining customer-facing branch employees.
Yes. At the conversion the weekend of June 18-22, 2026, account numbers and routing numbers change. FirstBank and PNC provided instructions before the changes took effect. Customers should update their contact information through the mobile app or online banking to ensure they receive transition communications. The legacy FirstBank routing number is 107005047; PNC will assign new account and routing numbers at conversion.
The Bloom Package is a checking and savings account bundle that combines Bloom Checking and Bloom Savings. It requires Online Banking with eStatements and a FirstBank Visa Debit Card. Bloom Savings includes an automatic savings feature where customers can set transfers between $0-$99.99 per qualifying transaction. Customers under 26 receive an automatic fee waiver.
Effective February 2, 2026, FirstBank no longer offers new Health Savings Accounts. Existing HSA accounts are not affected. The HSA has a $0 minimum balance and $25 annual fee. 2026 contribution limits are $4,400 (individual), $8,750 (family), plus a $1,000 catch-up for age 55 and older. Contributions are tax-deductible, earnings grow tax-deferred, and distributions for qualified medical expenses are tax-free.
Yes. Deposit accounts at FirstBank -- including checking, savings, money market, and time deposit accounts -- can be retitled to a revocable living trust by visiting any FirstBank branch with your trust document or Certificate of Trust and government-issued photo ID for all trustees. IRA and HSA accounts cannot be retitled to a trust, but a trust can be named as a beneficiary on IRA accounts. FirstBank was acquired by PNC on January 5, 2026; trust funding procedures transition to PNC processes at customer conversion the weekend of June 18-22, 2026.
No. Effective March 1, 2026, FirstBank no longer offers new mortgages or consumer loans. Existing mortgage accounts are not affected. After the PNC conversion the weekend of June 18-22, 2026, customers have access to PNC's lending products.
For 2026, the IRA contribution limit is $7,500 per individual, with a $1,100 catch-up contribution for those age 50 and older. A married couple can contribute up to 100% of combined income or $15,000 for 2026, whichever is less (Spousal IRA). FirstBank offers both Traditional and Roth IRAs available as savings or time deposit accounts. IRAs cannot be retitled to a trust, but a trust can be named as beneficiary.
Sources
Data sourced from FirstBank primary sources (20 pages reviewed). How we research.
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Customer Service (no dedicated estate services department)
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Customer Service (death claims handled via main line)
FirstBank, 12345 W Colfax Ave, Lakewood, CO 80215
Estate planning articles
Learn how to protect your FirstBank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
