Estate planning at First Interstate
How to protect 11 First Interstate accounts — manage beneficiaries online, fund a trust in-branch, and file claims through First Interstate's Wealth Management - Trust and Estates
Phone1-406-255-5000
Toll-Free1-855-342-3400
Emailpcbank@fib.com
Mailing Address
First Interstate Bank, 401 N 31st St, Billings, MT 59101
Telephone Banking
WebsiteLearn more →
Death Claims
Phone1-855-342-3400
Toll-Free1-855-342-3400
Mailing Address
First Interstate Bank, 401 N 31st St, Billings, MT 59101
Verified Mar 2026
First Interstate offers 11 consumer accounts that interact with estate planning in distinct ways. Of those, 9 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary designations at First Interstate can be managed online, in branch, and by phone, typically taking 10-15 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
First Interstate provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to manage beneficiaries online, fund a trust in-branch, and review 11 account types at First Interstate.
View details →When someone dies
Death claim process
Contact First Interstate's Wealth Management - Trust and Estates to file a claim. 9-step process, 7 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact First Interstate's Wealth Management - Trust and Estates at 1-888-791-4075.
First Interstate operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. First Interstate Bank accepts both revocable and irrevocable trust accounts for checking, savings, money market, and CD accounts. Visit any branch with your Certification of Trust or trust agreement, trustee identification, and the trust tax ID number. Existing personal accounts can also be retitled to a trust with proper documentation.
Yes. A trust can be named as a POD beneficiary on deposit accounts at First Interstate Bank. You may need to visit a branch or contact the Client Contact Center at 855-342-3400 to complete this designation, as trust beneficiary designations require specific documentation including the trust name, date, and tax identification number.
Yes. First Interstate Wealth Management offers comprehensive trust and estate services, including serving as Corporate Trustee, trust administration, estate settlement, and property management. The Trust and Estates team can assist with distributing assets, paying debts and taxes, and coordinating the sale or transfer of property according to the trust terms. Contact a Wealth Management Specialist at 1-888-791-4075, Monday through Friday, 8:00 a.m. to 5:00 p.m. MST.
You will need a Certification of Trust (or the full trust agreement), government-issued photo ID for all trustees, and the trust's tax identification number (EIN or SSN). If the trust has been amended, bring copies of all amendments. Visit any First Interstate branch to open a trust account.
Both are interest-bearing checking accounts with overdraft protection, unlimited check writing, and safe deposit box discounts. Select Checking has a $15 per statement cycle charge waived at $1,500 minimum daily balance, $5,000 combined deposits, or age 60+. Premier Checking has a $25 per statement cycle charge waived at $10,000 minimum daily balance or $50,000 combined deposits, and is designed for clients who want the broadest set of banking tools and features.
Yes. All First Interstate Bank deposit accounts, including checking, savings, money market, and CD accounts, are FDIC insured up to $250,000 per depositor, per ownership category. POD beneficiaries may qualify for additional FDIC coverage. Trust accounts are also FDIC insured based on the number of qualifying beneficiaries.
Phone1-406-255-5000
Toll-Free1-855-342-3400
Emailpcbank@fib.com
Mailing Address
First Interstate Bank, 401 N 31st St, Billings, MT 59101
Telephone Banking
WebsiteLearn more →
Death Claims
Phone1-855-342-3400
Toll-Free1-855-342-3400
Mailing Address
First Interstate Bank, 401 N 31st St, Billings, MT 59101
Verified Mar 2026
Estate planning resources for First Interstate customers
Tools and documents to help protect your First Interstate accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs