Estate planning at First Intl Bank
How to protect 16 First Intl Bank accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through First Intl Bank's Wealth Enhancement Trust Services (formerly FIBT Wealth Services Division)
Customer Service
Phone(800) 359-8092
Toll-Free(800) 359-8092
Mailing Address
100 North Main, Watford City, ND 58854
WebsiteLearn more→
Wealth Enhancement Trust Services (formerly FIBT Wealth Services Division)
Phone1-833-307-3750
WebsiteLearn more→
Death Claims
Phone(800) 359-8092
Mailing Address
First International Bank & Trust, 100 North Main, Watford City, ND 58854
Verified May 2026
First Intl Bank offers 16 consumer accounts that interact with estate planning in distinct ways. Of those, 11 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Beneficiary changes at First Intl Bank can be made in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
There are two sides to estate planning at First Intl Bank: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 16 account types at First Intl Bank.
View details →When someone dies
Death claim process
Contact First Intl Bank's Wealth Enhancement Trust Services (formerly FIBT Wealth Services Division) to file a claim. 6-step process, 6 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact First Intl Bank's Wealth Enhancement Trust Services (formerly FIBT Wealth Services Division) at 1-833-307-3750. Email inquiries can be sent to info@wealthenhancement.com.
Because First Intl Bank serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Frequently asked questions
No. FIBT's Wealth Services Division (personal trust administration, estate settlement, asset management, special needs trust administration, investment management, farmland management) was acquired by Wealth Enhancement Trust Services, LLC on March 31, 2025. Existing trust clients transitioned to Wealth Enhancement. FIBT continues to offer Mineral & Land Services (including the MineralTracker tool) and Enterprise Retirement Solutions directly. For deposit accounts you can still name your trust as a POD beneficiary or retitle deposit accounts to a trust at any FIBT branch. For trust administration, contact Wealth Enhancement at 1-833-307-3750 or info@wealthenhancement.com.
Yes. Unlike most of its trust services, FIBT kept Mineral & Land Services in-house after the 2025 Wealth Enhancement transition. The team manages inherited mineral interests in oil and gas producing states (primarily North Dakota and surrounding Bakken/Williston Basin counties), tracks royalty income and division orders, and provides the MineralTracker tool for heirs and trustees who inherit fractional mineral interests. Farmland management (cropland leases, surface ownership decisions) transitioned to Wealth Enhancement. For mineral and land questions specifically, contact FIBT at (800) 359-8092.
Deposit accounts (checking, savings, money market, CDs) can be retitled to a trust at First International Bank & Trust. Visit any branch with your trust document or Certificate of Trust, government-issued photo ID for all trustees, and the trust's tax identification number (EIN or SSN). Existing accounts may need to be closed and reopened under the trust name. IRA and HSA accounts cannot be retitled to a trust, but a trust can be named as beneficiary on those accounts.
Sources
Data sourced from First Intl Bank primary sources (17 pages reviewed). How we research.
Customer Service
Phone(800) 359-8092
Toll-Free(800) 359-8092
Mailing Address
100 North Main, Watford City, ND 58854
WebsiteLearn more→
Wealth Enhancement Trust Services (formerly FIBT Wealth Services Division)
Phone1-833-307-3750
WebsiteLearn more→
Death Claims
Phone(800) 359-8092
Mailing Address
First International Bank & Trust, 100 North Main, Watford City, ND 58854
Verified May 2026
Estate planning articles
Learn how to protect your First Intl Bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
