Estate planning at First Horizon
How to protect 14 First Horizon accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Customer Service
Phone1-800-382-5465
Mailing Address
First Horizon Bank, 165 Madison Ave, Memphis, TN 38103
WebsiteLearn more →
Customer Service
Phone1-800-382-5465
Mailing Address
First Horizon Bank, 165 Madison Ave, Memphis, TN 38103
WebsiteLearn more →
Death Claims / Estate Services
Phone1-800-382-5465
Toll-Free1-800-382-5465
Mailing Address
First Horizon Bank, ATTN: Customer Solutions, P.O. Box 15003, Knoxville, TN 37901-5003
Verified Feb 2026
First Horizon offers 14 consumer accounts that interact with estate planning in distinct ways. Of those, 12 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
First Horizon handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
First Horizon provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 14 account types at First Horizon.
View details →When someone dies
Death claim process
9-step process, 6 required documents, and contact information for survivors.
View details →First Horizon operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. You can retitle your First Horizon checking, savings, money market, and CD accounts to a revocable living trust. Contact First Horizon Wealth Management at 800-382-5465 to schedule a consultation. You will need your trust document or Certification of Trust, trustee identification, and trust EIN or grantor SSN. Processing typically takes 1-2 weeks.
No. IRAs cannot be titled to a trust. However, you can name your trust as the beneficiary of your IRA. Consult a tax advisor before doing this, as there are significant tax implications for trust beneficiaries under the SECURE Act distribution rules.
Yes. First Horizon has a dedicated Trust and Estate Planning team through its Wealth Management division. Services include trust administration, corporate trustee services, estate planning coordination, tax planning strategies, business succession planning, and charitable giving strategies. The team works with your existing legal and tax advisors to develop customized strategies.
First Horizon offers four personal checking accounts: FirstView Checking (no monthly fee with eStatements), SmartView Checking (interest-bearing with relationship benefits), TotalView Checking (premium account with higher limits and fee refunds), and Access Checking (checkless account with no overdraft fees). FirstView, SmartView, and TotalView require a $50 minimum opening deposit; Access Checking requires $25.
Yes. Through First Horizon Advisors, which operates via LPL Financial, the bank offers investment accounts, Traditional and Roth IRAs, and financial planning services. Securities and advisory products are not FDIC insured and may lose value. Life insurance products including term, whole life, and variable universal life are also available.
Customer Service
Phone1-800-382-5465
Mailing Address
First Horizon Bank, 165 Madison Ave, Memphis, TN 38103
WebsiteLearn more →
Customer Service
Phone1-800-382-5465
Mailing Address
First Horizon Bank, 165 Madison Ave, Memphis, TN 38103
WebsiteLearn more →
Death Claims / Estate Services
Phone1-800-382-5465
Toll-Free1-800-382-5465
Mailing Address
First Horizon Bank, ATTN: Customer Solutions, P.O. Box 15003, Knoxville, TN 37901-5003
Verified Feb 2026
Estate planning resources for First Horizon customers
Tools and documents to help protect your First Horizon accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
Check Now
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
Compare Costs