How to name beneficiaries and fund a trust at First Community CU
Covers 13 deposit, and 2 retirement accounts — beneficiaries must be updated in-branch
Phone(701) 252-0360
Toll-Free1-800-850-7676
Emailfccu@myfccu.com
Fax(701) 253-5133
Mailing Address
111 9th Street SW, Jamestown, ND 58401
Debit Card 24-Hour Service
Credit Card 24-Hour Service
WebsiteLearn more→
Phone(701) 252-0360
Toll-Free1-800-850-7676
Emailfccu@myfccu.com
Fax(701) 253-5133
Mailing Address
111 9th Street SW, Jamestown, ND 58401
Debit Card 24-Hour Service
Credit Card 24-Hour Service
WebsiteLearn more→
Member Services — First Community has no separate estate or death-claim department; the main member line and any branch handle deceased-member accounts
Phone(701) 252-0360
Toll-Free1-800-850-7676
Fax(701) 253-5133
Mailing Address
First Community Credit Union, PO Box 2180, Jamestown, ND 58402-2075
WebsiteNotify online→
Verified Jul 2026
The goal with your First Community CU accounts is to make sure every account has a transfer mechanism in place—either a POD beneficiary designation or trust ownership. Because First Community CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts without either one will require probate, which means court involvement and delays for your family.
First Community CU has 15 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Kasasa Cash CheckingKasasa Cash Back CheckingReward CheckingKasasa SaverReward SavingsRewardPlus SavingsPremium Money Market AccountCertificate of Deposit (CD)Add-A-Buck CDMaximizer Flex CDCoverdell Education Savings Account (ESA)Health Savings Account (HSA)Youth Savings (Pee Wee Penguin)
1
Visit any First Community Credit Union branch location with government-issued photo ID
2
Request the appropriate beneficiary designation form:
- POD (Payable on Death) form for deposit accounts
- Separate IRA beneficiary designation form for IRA accounts
3
Provide required information for each beneficiary:
- Full legal name and date of birth
- Social Security number
- Relationship to account holder
4
Designate primary and contingent beneficiaries with percentage allocations
5
Sign and submit the completed form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designations available for deposit accounts (checking, savings, certificates, money market)
- IRA accounts require a separate beneficiary designation; POD is not applicable to IRAs
- Under North Dakota Uniform Probate Code (NDCC 30.1-31), POD designations cause funds to pass directly to surviving beneficiaries, bypassing probate
- Online beneficiary designation is not available; must use branch, phone, or mail
- A trust may be named as POD beneficiary on deposit accounts
- NCUA coverage up to $250,000 per POD beneficiary
Sources
Data sourced from First Community CU primary sources (22 pages reviewed). How we research.
Download these First Community CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against First Community CU primary sources. Bring it to the branch or keep it beside the phone.
Phone(701) 252-0360
Toll-Free1-800-850-7676
Emailfccu@myfccu.com
Fax(701) 253-5133
Mailing Address
111 9th Street SW, Jamestown, ND 58401
Debit Card 24-Hour Service
Credit Card 24-Hour Service
WebsiteLearn more→
Phone(701) 252-0360
Toll-Free1-800-850-7676
Emailfccu@myfccu.com
Fax(701) 253-5133
Mailing Address
111 9th Street SW, Jamestown, ND 58401
Debit Card 24-Hour Service
Credit Card 24-Hour Service
WebsiteLearn more→
Member Services — First Community has no separate estate or death-claim department; the main member line and any branch handle deceased-member accounts
Phone(701) 252-0360
Toll-Free1-800-850-7676
Fax(701) 253-5133
Mailing Address
First Community Credit Union, PO Box 2180, Jamestown, ND 58402-2075
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your First Community CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
