Estate planning at First Community CU
How to protect 13 First Community CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
WebsiteLearn more →
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
WebsiteLearn more →
Death Claims
Phone(855) 328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Verified Mar 2026
First Community CU is a credit union offering 13 accounts that interact with estate planning in different ways. As a membership-based credit union, First Community CU membership open to anyone who lives or works in 22 Oregon counties: Clackamas, Coos, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Umatilla, Wasco, Washington, and Yamhill. 28 branches throughout Oregon, headquartered in Coquille. Understanding how each account transfers at death—and which ones a trust can hold—helps families avoid probate delays and unintended outcomes.
First Community CU handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
First Community CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at First Community CU.
View details →When someone dies
Death claim process
7-step process, 5 required documents, and contact information for survivors.
View details →First Community CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Visit any First Community branch with your trust document (or Certificate of Trust), government-issued photo ID for all trustees, and the trust EIN or SSN. Trust accounts require a branch visit and cannot be opened online. Existing accounts may need to be closed and reopened under the trust title. IRA and HSA accounts cannot be retitled to a trust but can name a trust as beneficiary. An alternative is to name your trust as POD beneficiary on personal deposit accounts.
Yes, you may name a trust as the beneficiary of your IRA using a separate IRA beneficiary designation form available in branch or by calling (855) 328-2441. Consult a tax advisor before doing so, as naming a trust as IRA beneficiary can have significant tax implications for distribution timelines and required minimum distributions.
Membership is open to anyone who lives or works in 22 Oregon counties: Clackamas, Coos, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Umatilla, Wasco, Washington, and Yamhill. Family members of existing members are also eligible. Membership requires opening a Regular Savings account.
Basic Checking is a free checking account with no minimum balance requirement and no monthly fees. Interest Checking earns dividends on balances and has a monthly service charge that is waived with a $1,000 minimum monthly balance. Both accounts include a debit card, online and mobile banking, bill pay, and mobile wallet support (Apple Pay, Google Pay, Samsung Pay).
First Community offers share certificates with terms of 6, 7, 9, 12, 13, 15, 18, 20, 24, 36, 48, and 60 months, plus a 10-year option. Interest is compounded and credited monthly. Certificates automatically renew at maturity. Members have five business days after maturity to withdraw, deposit, or reinvest without penalty. Early withdrawal penalties apply except for IRA certificates where the owner reaches age 59-1/2 or becomes disabled.
Yes, First Community offers investment services to members. Details about specific investment products and advisory services are available by contacting the credit union at (855) 328-2441 or visiting a branch.
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
WebsiteLearn more →
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
WebsiteLearn more →
Death Claims
Phone(855) 328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Verified Mar 2026
Estate planning resources for First Community CU customers
Tools and documents to help protect your First Community CU accounts.
Do I Need a Revocable Trust?
Answer questions about your estate size, real estate, family situation, and privacy preferences to see how a revocable trust compares to a will alone.
Take the Quiz
Are My Beneficiary Designations Protected?
See how your state handles beneficiary designations after divorce, inherited IRA creditor protection, and spousal consent requirements for retirement accounts.
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What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
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