What to do when a First Community CU account holder dies
Contact First Community CU — 3-step process, 5 required documents, and joint accounts transfer immediately. pod accounts are typically processed within 2-4 weeks. estate accounts requiring probate documentation may take 30-90 days.
Member Services
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
24-Hour Telephone Banking
WebsiteLearn more→
Member Services
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
24-Hour Telephone Banking
WebsiteLearn more→
Death Claims / Member Services
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Verified Apr 2026
The Death Claims / Member Services at First Community CU coordinates account transitions after a member's death. How each account is handled depends on its setup: POD and trust accounts transfer automatically, while solely-owned accounts typically require court authorization through Letters Testamentary or Letters of Administration.
The claim process begins with a phone call to 1-855-328-2441. Have the account holder's full name, account numbers, and a certified death certificate available when making initial contact.
Death claim process
To file a claim after an account holder's death, here is what First Community CU requires:
Filing a claim
1
Contact First Community at (855) 328-2441 or visit any branch (https://www.myfirstccu.org/page/locations) to report the death of a member
2
Provide a certified copy of the death certificate
3
Distribution depends on account type and ownership structure:
- Joint accounts with right of survivorship: the surviving joint owner continues to use the account normally
- Single-owner accounts with POD: account is closed and funds are disbursed directly to the named beneficiaries
- Single-owner accounts without POD: funds are distributed to the estate; executor provides Letters Testamentary or Letters of Administration
- IRA accounts: beneficiary provides certified death certificate and completes IRA distribution paperwork
Required Documents
- Certified copy of the death certificate
- Government-issued photo ID for each beneficiary or claimant
- Letters Testamentary or Letters of Administration (when account has no POD designation and no joint owner)
- Small Estate Affidavit (if estate qualifies under Oregon law, ORS 114.515)
- Trust documents and trustee identification (when trust is named as beneficiary)
No dedicated death claim or estate services page was found on the official website as of 2026-04-08. The main phone line at (855) 328-2441 is the primary contact for reporting a death. Under Oregon law (ORS 708A.430 and ORS 114), POD beneficiary designations on deposit accounts pass funds directly to surviving beneficiaries on the death of the owner(s), bypassing probate.
Expected timelines at First Community CU: Joint accounts transfer immediately. POD accounts are typically processed within 2-4 weeks. Estate accounts requiring probate documentation may take 30-90 days. Delays are almost always caused by incomplete paperwork—gathering all required documents before filing the initial claim helps avoid back-and-forth.
Documentation required by First Community CU includes Certified copy of the death certificate, Government-issued photo ID for each beneficiary or claimant, and Letters Testamentary or Letters of Administration (when account has no POD designation and no joint owner), along with additional paperwork that varies by account type. All death certificates and court documents must be certified copies.
Frequently asked questions
Yes. Deposit accounts at First Community -- including checking, savings, money market, and share certificates -- support POD beneficiary designations. A POD designation passes account funds directly to the named beneficiary upon the owner's death, bypassing probate under Oregon law (ORS 708A.430). You can add or update a POD beneficiary at any branch, by phone at (855) 328-2441, or by mail. A trust may also be named as POD beneficiary.
The process depends on account ownership. Joint accounts with right of survivorship transfer to the surviving joint owner automatically. Single-owner accounts with a POD designation are closed and funds disbursed directly to the named beneficiaries after a certified death certificate is provided. Accounts without POD or joint ownership require the estate executor to provide Letters Testamentary or Letters of Administration. For small estates, Oregon law (ORS 114.515) allows a Small Estate Affidavit. Contact First Community at (855) 328-2441 or visit any branch to begin the process.
First Community CU's Death Claims / Member Services can be reached by phone at 1-855-328-2441 for questions throughout the claims process.
Multiple First Community CU accounts may mean multiple claims. Some account types can be processed together, but others require their own documentation. Check with the Death Claims / Member Services to confirm what applies.
Member Services
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
24-Hour Telephone Banking
WebsiteLearn more→
Member Services
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Main Office (Coquille)
Toll-Free
24-Hour Telephone Banking
WebsiteLearn more→
Death Claims / Member Services
Phone1-855-328-2441
Mailing Address
First Community Credit Union, 200 N Adams St, Coquille, OR 97423
Verified Apr 2026
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