Estate planning at First Command
How to protect 17 First Command accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through First Command's Wealth Management & Trust Services
Personal Banking
Phone1-888-763-7600
Mailing Address
1 FirstComm Plaza, Fort Worth, TX 76109-4999
24-Hour Phone Banking
Financial Services
Trust Services
WebsiteLearn more→
Death Claims / Financial Services
Phone1-800-443-2104
Toll-Free1-800-443-2104
Mailing Address
First Command, P.O. Box 2387, Fort Worth, TX 76113-2387
Trust Services
Personal Banking
Verified Jul 2026
How your First Command investment accounts transfer at death depends on how each one is titled and whether a beneficiary is on file. Of those, 16 can name a trust as beneficiary or be retitled into a trust. Getting these details right keeps assets out of probate and ensures they reach the intended recipients.
First Command handles beneficiary designations in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
First Command provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at First Command.
View details →When someone dies
Death claim process
Contact First Command's Wealth Management & Trust Services to file a claim. 7-step process, 6 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact First Command's Wealth Management & Trust Services at 1-888-763-7603.
Frequently asked questions
Contact your assigned First Command Financial Advisor. Bring or mail a certified copy of the trust agreement or a Certificate of Trust, government-issued ID for every trustee, and the trust tax identification number (EIN or SSN). Your advisor prepares new account registration forms in the trust name and submits them to the home office at First Command, P.O. Box 2387, Fort Worth, TX 76113-2387. Individual and joint brokerage accounts and every Asset Management Solutions advisory program -- Partners, Foundations, Select, Premier Income, and Elite -- accept trust ownership; the AMS programs are open to individuals, corporate entities, charitable organizations, and trusts. IRAs cannot be retitled to a trust. Successor trustees must present proof of succession to FCBS before they can access funds.
FCB Wealth Management & Trust Services -- the First Command Bank Wealth Management & Trust Services Group -- is authorized to serve as professional trustee in all 50 states and is examined by the Office of the Comptroller of the Currency every 15 to 18 months, plus an independent third-party auditor (https://www.firstcommand.com/banking/wealth-management/). Trust assets are held separate from bank assets by law, so they cannot be loaned out, mixed with corporate funds, or reached by the bank's creditors -- which also means they are not FDIC-insured. First Command does not draft trust agreements; it directs clients to an estate planning attorney licensed in their state. On IRAs: First Command Bank is the custodian, so the IRA cannot be retitled into a trust, but a trust can be named as primary or contingent beneficiary -- review see-through trust requirements under the SECURE Act with your attorney first. Trust Services: 1-888-763-7603.
Sources
Data sourced from First Command primary sources (22 pages reviewed). How we research.
Personal Banking
Phone1-888-763-7600
Mailing Address
1 FirstComm Plaza, Fort Worth, TX 76109-4999
24-Hour Phone Banking
Financial Services
Trust Services
WebsiteLearn more→
Death Claims / Financial Services
Phone1-800-443-2104
Toll-Free1-800-443-2104
Mailing Address
First Command, P.O. Box 2387, Fort Worth, TX 76113-2387
Trust Services
Personal Banking
Verified Jul 2026
Estate planning articles
Learn how to protect your First Command accounts and other assets with trusts, beneficiary designations, and estate planning documents.
