Experian and the estate's credit file

How to report a death to Experian and request the deceased person's credit report

Experian

credit-bureau · Nationwide

experian.com
Experian logo

Experian Consumer Assistance

Mailing Address

experian.com, Attn: Customer Care, P.O. Box 2390, Allen, TX 75013

Experian Consumer Assistance Center

Mailing Address

Experian Consumer Assistance Center, P.O. Box 4500, Allen, TX 75013

Verified Jul 2026

Experian is a credit bureau — it holds the deceased person's credit file, not their money. There is no balance to claim and nothing owed: the executor notifies Experian of the death so the file carries a deceased marker, and can request a copy of the credit report to find the accounts and debts the estate has to settle.

Experian documents how to flag a deceased person's credit file and how an executor requests a copy of the report.

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Sources

Data sourced from Experian primary sources (8 pages reviewed). How we research.

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