Estate planning at CSAA Insurance

CSAA Insurance Group serves Alaska, Arizona, Colorado, Connecticut, Delaware, Maryland, Montana, Nevada, Oklahoma, Oregon, South Dakota, Utah, Virginia, Washington DC, and Wyoming, and portions of California, Idaho, Indiana, Kansas, Kentucky, New Jersey, New York, Ohio, Pennsylvania, and West Virginia. Coverage is available through participating AAA clubs in these service areas. Product availability and pricing vary by state and AAA club territory.

No. CSAA Insurance Group is a property and casualty insurer and does not issue life insurance policies. Life insurance products available through AAA clubs are underwritten by AAA Life Insurance Company, a separate entity headquartered in Livonia, Michigan. AAA Life Insurance Company offers term life, whole life, and universal life insurance to AAA members. Contact your local AAA club or visit aaa.com/life for information about AAA life insurance products.

Auto insurance policies are generally not retitled to a trust because they insure drivers, not assets. The named insured on an auto policy is the individual driver (or drivers) covered under the policy. If a vehicle is titled in the name of a trust, contact CSAA Insurance Specialists at 800-207-3618 to discuss how to structure the policy so that coverage applies. In most cases, the trustee is listed as the named insured with the trust noted as the vehicle owner. Auto insurance requirements differ from homeowners insurance, where the policy should be updated to name the trust as insured when the property is deeded to the trust.