Estate planning at Credit Acceptance

How to protect 1 Credit Acceptance accounts — file death claims

Credit Acceptance

Auto Finance Company · Nationwide

creditacceptance.com
Credit Acceptance logo

Credit Acceptance Customer Service

Mailing Address

Standard mailed payments: Credit Acceptance, P.O. Box 551888, Detroit, MI 48255-1888. Guaranteed funds / money orders and written correspondence: Credit Acceptance Corporation, 25505 West 12 Mile Rd, Southfield, MI 48034.

Feedback & Complaints

Credit Acceptance Customer Service

Mailing Address

Standard mailed payments: Credit Acceptance, P.O. Box 551888, Detroit, MI 48255-1888. Guaranteed funds / money orders and written correspondence: Credit Acceptance Corporation, 25505 West 12 Mile Rd, Southfield, MI 48034.

Feedback & Complaints

Credit Acceptance Customer Service (no dedicated deceased-account department published)

Mailing Address

Credit Acceptance Corporation, 25505 West 12 Mile Rd, Southfield, MI 48034

Verified Jul 2026

Credit Acceptance is a auto finance company, so the estate planning question is about a debt, not an asset. When the borrower dies, the estate must notify Credit Acceptance and resolve the outstanding balance—through payoff, assumption, discharge, or surrender depending on the loan—rather than name a beneficiary.

Credit Acceptance has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.


Frequently asked questions

Request the exact payoff amount from Customer Service at 1-800-634-1506 first. Standard mailed payments go to Credit Acceptance, P.O. Box 551888, Detroit, MI 48255-1888; payment by guaranteed funds or money order goes to Credit Acceptance, 25505 West 12 Mile Rd, Southfield, MI 48034. Include the Credit Acceptance account number so the payment is applied correctly. Once the balance is satisfied, Credit Acceptance releases its lien and the title.

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Sources

Data sourced from Credit Acceptance primary sources (4 pages reviewed). How we research.

Estate planning articles

Learn how to protect your Credit Acceptance accounts and other assets with trusts, beneficiary designations, and estate planning documents.