Estate planning and settlement at Corning Credit Union

How your Corning Credit Union accounts transfer at death depends on how each one is set up. As a membership-based credit union, Corning Credit Union headquartered at One Credit Union Plaza (mailing: P.O. Box 1450), Corning, NY 14830, in Steuben County, with 16+ branches across four states and access to 30,000+ surcharge-free ATMs nationwide. CCU publishes its community field of membership as: Chemung County NY, City of Corning NY, Brunswick County NC, City of Wilmington NC, Pender County NC, Franklin County PA, and Horry County SC — anyone who lives, works, or attends school there may be eligible, as may anyone eligible through a family member, an employer, or an association. ABA routing number 222380359. One estate-relevant geographic limit: the Medallion Signature Guarantee, which a transfer agent will usually demand before retitling inherited stock or mutual fund shares, is offered by appointment only at four named CCU offices — the Main Office in Corning NY, the North Carolina Regional Office in Wilmington NC, the Chambersburg Branch PA, and the Greencastle Branch PA — so an heir in the Myrtle Beach area must travel or use another guarantor. With 22 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.

Beneficiary designations at Corning Credit Union can be managed in branch and by phone, typically taking 15 to 30 minutes by phone or in a branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.