How to name beneficiaries and fund a trust at Corebridge Financial
Covers 12 insurance, and 1 retirement accounts — beneficiaries can be managed online
Customer Service
Phone1-844-452-3832
Fax1-855-601-1834
Mailing Address
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
Accident & Health
Variable Universal Life
Annuities (Fixed, Index, Variable, Assured Edge)
Direct Traditional Fixed & SPIA/DIA
Retirement Plans (Mon-Fri 7am-8pm CT)
Enrollment Center (Mon-Fri 7:30am-7pm CT)
Accessibility Support
WebsiteLearn more→
Life Insurance Claims & Trust Services
Phone1-844-452-3832
Fax1-855-601-1834
Mailing Address
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
WebsiteLearn more→
Death Claims
Phone1-844-452-3832
Fax1-855-601-1834
Mailing Address
Corebridge Financial, PO Box 818100, Cleveland, OH 44181
Alternative Life Claims (Clinton, IA)
Cleveland Service Center
Annuity Death Claims
Retirement Plan Death Claims
WebsiteNotify online→
Verified Apr 2026
Beneficiary designations are the foundation of estate planning for Corebridge Financial policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
Corebridge Financial has 13 product types, and the estate transfer rules differ across them. Some support beneficiary designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Employer Retirement Plan (403(b)/457)
1
Log in to your Corebridge Financial account at lifeportal.corebridgefinancial.com (life insurance) or myaccount.valic.com (retirement/annuity)
2
Navigate to your beneficiary settings:
- Select My Beneficiaries from your profile dropdown menu
- Select the policy or account you want to update
3
Update beneficiary designations:
- Add or modify primary and contingent beneficiaries with percentage allocations totaling 100%
- For trusts as beneficiary: provide trust name, date established, and Tax Identification Number
4
Submit changes electronically
5
Receive confirmation letter by mail or email based on your communication preference
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as primary or contingent beneficiaries
- Primary and contingent beneficiaries allowed with percentage allocations totaling 100%
- A trust named as beneficiary on a retirement account is treated as a Non-Designated Beneficiary, which may affect required distribution timelines unless the trust qualifies as a "look-through" trust per Treasury Regulations
- Spousal consent required on certain employer retirement plans for non-spouse beneficiaries (spouse signature must be witnessed by Plan Administrator or Notary Public)
- Review beneficiary designations at least every 12-18 months and after any life change
- Confirmation letter mailed or emailed after changes are processed
Customer Service
Phone1-844-452-3832
Fax1-855-601-1834
Mailing Address
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
Accident & Health
Variable Universal Life
Annuities (Fixed, Index, Variable, Assured Edge)
Direct Traditional Fixed & SPIA/DIA
Retirement Plans (Mon-Fri 7am-8pm CT)
Enrollment Center (Mon-Fri 7:30am-7pm CT)
Accessibility Support
WebsiteLearn more→
Life Insurance Claims & Trust Services
Phone1-844-452-3832
Fax1-855-601-1834
Mailing Address
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
WebsiteLearn more→
Death Claims
Phone1-844-452-3832
Fax1-855-601-1834
Mailing Address
Corebridge Financial, PO Box 818100, Cleveland, OH 44181
Alternative Life Claims (Clinton, IA)
Cleveland Service Center
Annuity Death Claims
Retirement Plan Death Claims
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your Corebridge Financial accounts and other assets with trusts, beneficiary designations, and estate planning documents.
