How to name beneficiaries and fund a trust at Corebridge Financial
Covers 12 insurance, and 1 retirement accounts — beneficiaries can be managed online
Customer Service
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
Life Insurance Claims & Trust Services
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
Death Claims
Corebridge Financial, PO Box 818100, Cleveland, OH 44181
Beneficiary designations are the foundation of estate planning for Corebridge Financial policies. Unlike bank accounts, insurance products cannot be retitled into a trust. Instead, the beneficiary designation itself determines who receives the proceeds and how quickly they're paid. Naming a trust as beneficiary is an option when more control over distributions is needed.
Corebridge Financial has 13 product types, and the estate transfer rules differ across them. Some support beneficiary designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
- Select My Beneficiaries from your profile dropdown menu
- Select the policy or account you want to update
- Add or modify primary and contingent beneficiaries with percentage allocations totaling 100%
- For trusts as beneficiary: provide trust name, date established, and Tax Identification Number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trusts can be named as primary or contingent beneficiaries
- Primary and contingent beneficiaries allowed with percentage allocations totaling 100%
- A trust named as beneficiary on a retirement account is treated as a Non-Designated Beneficiary, which may affect required distribution timelines unless the trust qualifies as a "look-through" trust per Treasury Regulations
- Spousal consent required on certain employer retirement plans for non-spouse beneficiaries (spouse signature must be witnessed by Plan Administrator or Notary Public)
- Review beneficiary designations at least every 12-18 months and after any life change
- Confirmation letter mailed or emailed after changes are processed
Sources
Data sourced from Corebridge Financial primary sources (20 pages reviewed). How we research.
Download these Corebridge Financial instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Corebridge Financial primary sources. Bring it to the branch or keep it beside the phone.
Customer Service
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
Life Insurance Claims & Trust Services
Corebridge Financial, PO Box 818005, Cleveland, OH 44181
Death Claims
Corebridge Financial, PO Box 818100, Cleveland, OH 44181
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