Estate planning at Comerica
How to protect 17 Comerica accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through Comerica's Comerica Wealth Management
Brand change
Fifth Third Bancorp completed its merger with Comerica Incorporated on February 2, 2026, forming the 9th largest U.S. bank (approximately $294 billion in assets). Comerica banking centers continue to operate under the Comerica brand; as of mid-2026 comerica.com identifies the bank as "Comerica Bank, a division of Fifth Third Bank, N.A." The full brand and system conversion to Fifth Third Bank, N.A. is expected in the third quarter of 2026 (over Labor Day weekend, per Fifth Third), when account numbers, debit/credit cards, and digital banking credentials migrate to Fifth Third's platform. Until then, existing Comerica accounts, debit cards, phone numbers, and online banking remain active. Effective February 2026.
Comerica is now part of Fifth Third Bank. The procedures below reflect Comerica's accounts during the transition. View the Fifth Third Bank estate planning page.
Death Claims
Phone1-800-266-3742
Fax(313) 963-6347
Mailing Address
Comerica Bank, PO Box 75000, Detroit, MI 48275
Mortgage Loan Specialist
Pension Death Claims
WebsiteNotify online→
Verified Jul 2026
Comerica offers 17 consumer accounts that interact with estate planning in distinct ways. Of those, 6 can name a trust as beneficiary or be retitled into a trust. Understanding the transfer methods available for each account type helps families keep assets out of probate and ensure they pass to the right people.
Managing beneficiaries at Comerica is straightforward—changes can be made in branch, by mail, and by phone, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Comerica provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 17 account types at Comerica.
View details →When someone dies
Death claim process
Contact Comerica's Comerica Wealth Management to file a claim. 6-step process, 5 required documents, and contact information for survivors.
View details →For questions about any of these procedures, contact Comerica's Comerica Wealth Management at 1-877-888-0958.
Frequently asked questions
Yes. Deposit accounts including checking, savings, money market, and CDs can be retitled to a revocable living trust. Contact Comerica Trust Services at 1-877-888-0958 or visit a banking center. You will need your trust document or Certificate of Trust and government-issued ID for all trustees. The Asset Management Account can also be retitled to a trust. IRAs cannot be retitled to a trust but a trust can be named as beneficiary.
Comerica is one of the largest trust and fiduciary firms in the United States with trust powers in all 50 states, custodian of more than $100 billion in trust assets, and over 175 dedicated trust administration professionals. Services include trust administration, estate settlement, closely-held business management, and real estate management. Comerica can serve as trustee, co-trustee, executor, or personal representative.
Fifth Third Bancorp completed its merger with Comerica on February 2, 2026, creating the 9th largest U.S. bank with approximately $294 billion in assets. As of mid-2026 comerica.com identifies the bank as "Comerica Bank, a division of Fifth Third Bank, N.A.," but banking centers continue to operate under the Comerica brand, and existing accounts, debit cards, phone numbers, and online banking remain active. Full brand and system conversion to Fifth Third is expected in the third quarter of 2026 (over Labor Day weekend), when account numbers may change and debit/credit cards and digital banking credentials migrate to Fifth Third. For estate matters, continue to use the Comerica customer service (1-800-266-3742) and Comerica Wealth Management/Trust (1-877-888-0958) contacts until conversion. All references to Comerica Bank or Comerica Bank & Trust, N.A. will mean Fifth Third Bank, N.A. after conversion.
Yes. Comerica offers a SIMPLE IRA (Savings Incentive Match Plan for Employees) for small business owners with fewer than 100 employees. Both employee contributions and employer-matched funds are allowed. The employer must either match employee contributions up to 3% of compensation or make a 2% nonelective contribution for each eligible employee. The minimum opening deposit is $500. Contact Comerica at 1-800-266-3742 or visit a banking center to set up a SIMPLE IRA.
The Asset Management Account combines a Comerica Bank checking account with a Comerica Securities brokerage account. It includes a daily sweep feature and access to thousands of publicly traded securities. The brokerage portion is offered through Comerica Securities, Inc., member FINRA/SIPC. The account can be retitled to a trust or set up with a TOD designation. Retail advisory and brokerage services have transitioned to Ameriprise Financial Institutions Group.
Sources
Data sourced from Comerica primary sources (26 pages reviewed). How we research.
Death Claims
Phone1-800-266-3742
Fax(313) 963-6347
Mailing Address
Comerica Bank, PO Box 75000, Detroit, MI 48275
Mortgage Loan Specialist
Pension Death Claims
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Comerica accounts and other assets with trusts, beneficiary designations, and estate planning documents.
