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OverviewPreparing your estateWhen someone dies
OverviewPreparing your estateWhen someone dies
Home→Financial Institutions→Citi Wealth→Preparing your estate

How to name beneficiaries and fund a trust at Citi Wealth

Covers 2 investment, and 2 retirement accounts — beneficiaries can be updated by phone

Citi Wealth

Subsidiary of Citigroup Inc.

wealthmanagement.citi.com→
C

Citi Personal Wealth Management

Phone1-877-357-3399
Citi Investment Services (general)
1-800-846-5200
Citigold Private Client
1-888-500-5008
WebsiteLearn more→

Citi Personal Wealth Management

Phone1-877-357-3399
Citi Investment Services (general)
1-800-846-5200
Citigold Private Client
1-888-500-5008
WebsiteLearn more→

Citi Estate Servicing Center

Phone1-800-846-5200
Citi Personal Wealth Management advisor line
1-877-357-3399
Citi Estate Servicing Unit (credit cards & bank accounts)
1-833-956-0413
Bank IRA accounts
1-800-695-5911
WebsiteNotify online→
Verified Jul 2026

Estate planning for your Citi Wealth investment accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.

Citi Wealth offers 4 investment accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.

Citi Self Invest AccountCiti Personal Wealth Management Account
1
Contact the institution for details.

Required Documents

  • Trust name, date established, and tax ID (EIN or SSN)

Special Requirements

  • Accounts with a TOD or beneficiary designation pass directly to the named beneficiaries and are not subject to probate
SimplyTrustSimplyTrust Editorial·Updated July 12, 2026

Sources

  • marketinsights.citi.com
  • online.citi.com
  • citi.com
  • wealthmanagement.citi.com
  • citigoldprivateclient.citi.com

Data sourced from Citi Wealth primary sources (11 pages reviewed). How we research.

Download these Citi Wealth instructions

Download instructions for the whole estate→

A printable PDF with the steps, required documents, and contact details — verified against Citi Wealth primary sources. Bring it to the branch or keep it beside the phone.

Citi Wealth

Subsidiary of Citigroup Inc.

wealthmanagement.citi.com→
C

Citi Personal Wealth Management

Phone1-877-357-3399
Citi Investment Services (general)
1-800-846-5200
Citigold Private Client
1-888-500-5008
WebsiteLearn more→

Citi Personal Wealth Management

Phone1-877-357-3399
Citi Investment Services (general)
1-800-846-5200
Citigold Private Client
1-888-500-5008
WebsiteLearn more→

Citi Estate Servicing Center

Phone1-800-846-5200
Citi Personal Wealth Management advisor line
1-877-357-3399
Citi Estate Servicing Unit (credit cards & bank accounts)
1-833-956-0413
Bank IRA accounts
1-800-695-5911
WebsiteNotify online→
Verified Jul 2026

Estate planning articles

Learn how to protect your Citi Wealth accounts and other assets with trusts, beneficiary designations, and estate planning documents.

When you're ready, we're here.

A revocable living trust skips probate, stays private, and takes 15 minutes.

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Estate planning articles

Learn how to protect your Citi Wealth accounts and other assets with trusts, beneficiary designations, and estate planning documents.

Reimbursable Trustee Expenses: A Clear Overview

Reimbursable Trustee Expenses: A Clear Overview

Which trustee expenses does a trust reimburse?
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Refundable Executor Expenses: What Estates Cover

Refundable Executor Expenses: What Estates Cover

Learn which out-of-pocket costs executors recover from estates.
Estate Settlement
SimplyTrustSimplyTrust EditorialJuly 13, 2026
Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on Trusts: What We Agree and Disagree On

Dave Ramsey on trusts: any estate plan at all is a good thing. We agree about that. There's one thing we don't agree with him about on trusts, though.
Trusts
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Jean Chatzky on Estate Planning: It’s a Gift

Jean Chatzky on Estate Planning: It’s a Gift

On estate planning, Jean Chatzky's most important reframe may be the simplest one. She says estate planning isn’t about your passing, it’s about your love for family.
Estate Planning
SimplyTrustSimplyTrust EditorialJuly 6, 2026
Robert Kiyosaki on Trusts: A Structural Necessity

Robert Kiyosaki on Trusts: A Structural Necessity

According to Robert Kiyosaki, trusts are a necessity for everyone, not only the wealthy.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026
Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on Estate Planning: Start With a Living Trust

Ramit Sethi on estate planning: start with a living trust and have regular conversations with your heirs about how to manage finances when the trust becomes active.
Trusts
SimplyTrustSimplyTrust EditorialJune 30, 2026

Is this your situation?

Get a complete guide for your specific circumstances.

New Baby or Adoption

New Baby or Adoption

Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.

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Marriage

Marriage

What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.

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New Home

New Home

How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.

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Retirement

Retirement

Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.

Learn more