How to name beneficiaries and fund a trust at Citi Wealth
Covers 2 investment, and 2 retirement accounts — beneficiaries can be updated by phone
Citi Personal Wealth Management
Citi Personal Wealth Management
Citi Estate Servicing Center
Estate planning for your Citi Wealth investment accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Citi Wealth offers 4 investment accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Accounts with a TOD or beneficiary designation pass directly to the named beneficiaries and are not subject to probate
Sources
- marketinsights.citi.com
- online.citi.com
- citi.com
- wealthmanagement.citi.com
- citigoldprivateclient.citi.com
Data sourced from Citi Wealth primary sources (11 pages reviewed). How we research.
Download these Citi Wealth instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Citi Wealth primary sources. Bring it to the branch or keep it beside the phone.
Citi Personal Wealth Management
Citi Personal Wealth Management
Citi Estate Servicing Center
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