How to name beneficiaries and fund a trust at Carson

A transfer on death (TOD) registration is for taxable accounts only.¹

IRAs, including Roth, Rollover and SEP IRAs, use a separate beneficiary designation on the custodian's IRA beneficiary designation form, a different form from TOD.¹

A trust can be named as beneficiary, by its exact name, the date of the trust instrument and its taxpayer ID.¹

An IRA stays in your own name; a trust can be named as its beneficiary instead.¹

The form takes a percentage for each primary and contingent beneficiary.¹

For investment accounts. Completed by the account owner; the advisor submits it to the custodian. Sent by the institution on request.¹

For IRAs. Completed by the account owner; the advisor submits it to the custodian. Sent by the institution on request.¹

Completed by the policy or contract owner. Sent by the institution on request.¹

A named beneficiary or TOD registration controls over the will for that account.¹

IRAs stay in your own name and cannot be retitled to the trust; the trust can be named as beneficiary instead.¹

Annuities cannot be retitled to the trust.¹

Employer plans cannot be retitled to the trust.¹

A taxable managed, wrap, brokerage or Flourish Cash account can be retitled into the trust, or a new trust-titled account opened.¹

Completed by the trustees; the advisor submits them to the custodian. Sent by the institution on request.¹

Custody of Carson advisory accounts, and their beneficiary and trust registration paperwork^{2, 3}

Custody of Carson advisory accounts, and their beneficiary and trust registration paperwork²

Beneficiary forms for accounts held through Cetera or its clearing firm¹

Beneficiary elections for Carson Powered by Vestwell 401(k) and 403(b) plans¹

High-yield savings accounts from the Intermediary Loan Program, on its own account paperwork¹

Acting as trustee for a limited number of Carson clients²

Acting as trustee for a limited number of Carson clients²